Most people choose to apply for instant personal loans to pay for unexpected costs or to relieve their debt load. Because you are allowed to specify the amount of money you need to borrow and the time you need to repay the loan, you can tailor the transaction to fit your needs. As you might have guessed, you will pay less for your loan if you request a smaller amount and pay it off ASAP, so only borrow what you need and stick to your repayment schedule.
Disclaimer: This service is not a lender and therefore cannot determine whether or not you are ultimately approved for a short term loan, nor can we determine the amount of credit you may be offered. Instead, we facilitate business relationships between consumers like you and the lenders in our network. Our purpose and goal is to match you with one or more lenders from within our network who can provide you with the cash you need in an emergency. We will never act as an agent or representative for any of our lenders, so you can rest comfortably in the knowledge that you will receive fair and competitive offers.
If you find yourself in a situation where you're considering a payday loan, explore alternatives first. If you have emergency expenses, consider using a credit card or finding a cosigner for a personal loan. These have lower interest rates and don’t put you in as much of a bind as payday loans. The balloon payment when the term of your payday loan expires can leave you short when your next paycheck arrives, which can force you into taking out another to pay for your expenses. In cases like this, making minimum payments on a credit card, while not ideal, is a better option than being caught in a payday loan debt trap.
I was living in a one-bedroom apartment by myself, and I didn’t have enough money left over from my paycheck to cover rent. If it weren’t for the emergency cash I received, I would’ve essentially been completely homeless. I applied for a short term loan at Guaranteedloansnow.org and was approved within an hour or so. I received the funds I needed the next day, which I used to pay my rent and put gas in my car so I could get to work the next day.
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California Residents: Flurish Inc. dba LendUp is licensed by the Department of Business Oversight, pursuant to the California Deferred Deposit Transaction Law, license #1004393, and the California Financing Law, license #6054610. LendUp loans made under the authority of its CFL license are made pursuant to the California Financing Law. LendUp credit cards are not offered under any license regulated by the California Department of Business Oversight.