Finance Buddha understands the urgent need which arises in medical emergencies. Finance Buddha and its team does it best when such a requirement arises. The process here is completely online hence you do not need to visit any of our branches or arrange for the hard copy of the documents. You just need to fill in the online personal loan application and upload all the required documents. And that is it. In cases of emergency, Finance Buddha will always be by your side.
Advertising Disclosure: TheSimpleDollar.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. The Simple Dollar does not include all card/financial services companies or all card/financial services offers available in the marketplace. For more information and a complete list of our advertising partners, please check out our full Advertising Disclosure. TheSimpleDollar.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.
From IH-30 heading east, take the Buckner Boulevard/Loop 12 exit. After you exit, immediately pull over to the far right lane on the IH-30 frontage road and turn into the Walmart shopping center. The Cash Store is located on the south side of IH-30 in between St. Francis Avenue and Buckner Boulevard, next to the Walmart Super Center, behind Taco Cabana, in the strip mall in between T-Mobile and Game Stop.
A credit bureau, or credit reporting agency, collects data from numerous sources and provides information on individual consumers. Lenders use this information, sometimes in the form of a credit rating, to help them assess the credit worthiness and the likely ability of someone to pay back a loan. Examples of credit bureaus in the US are TransUnion, Experian, and Equifax.
The problem is that most emergencies don’t come with a warning. You don’t always have time to prepare for an extra expense. For example, let’s say you are doing great on your budgeting, then one day your car breaks down on the way to work. You need it towed to a repair shop and you need money for a rental car, but you still have to get to work! It could cost hundreds of dollars more than you have squirreled away to pay for everything.
We know that the last thing our customers want to face in emergency cases is piles of forms and documents to fill in and waiting days for approval. So we do our best to run the process smoothly without any complications. The lender may request some more information from you, when you get emergency financial help. In any case, you'll have the pre-approval pretty fast with our quick loan form.
“I have used Finance Buddha services thrice in the last 2 years. They have helped me in getting a total of Rs 25 lacs loans from Bajaj, SCB and HDFC. I needed the loan to meet urgent medical need and at such a critical moment they helped in getting the disbursal in 3 days. The sales staff was well informed and their follow up was superb. Would definitely be delighted to give reference to anyone.”
Online Loans: AlliedCash.com is not a direct online lender and does not provide online lending services directly to consumers. Instead, the information you submitted will be sent to Check 'N Go. Our website does not act as a correspondent, agent, or representative for Check ‘N Go. All financial and employment data is immediately removed from our AlliedCash.com system and submitted to Check ‘N Go. We do not make credit decisions or recommend or endorse any specific loan product. You will be contacted by Check ‘N Go if additional information is required to process your application. If your application is approved, the money/fund disbursement will be from Check `N Go. Typically, loan proceeds are deposited into a customer’s bank account within one business day.
Instant payday loans are a great way to make it through the month with a small cash advance. With this type of loan, you don't have to go to a bank and go through their lengthy loan-approval process. You simply let us know where you work, how much you make, and what your banking details are. Your instant payday loan funds can be there within 24 hours, allowing you to get out there and pay the bills that are weighing on your mind.
There are currently 18 states, Guam and the District of Columbia (DC) that prohibit high-interest lending. States that do not allow paycheck advances include Arizona, Arkansas, Connecticut, District of Columbia, Georgia, Guam, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, N. Mariana Islands, Pennsylvania, Puerto Rico, Vermont, Virgin Islands and West Virginia.
Many people have trouble paying back their cash advance loans, and rollover is common. In fact, 80 percent of cash advances are rolled over or followed by another loan within 14 days of the first.3 And far too often it doesn’t end there. The loan becomes due and borrowers still can’t pay back the lump sum they owe, so what do they do? They roll it over once more and the cycle starts again.
First, let's get a better understanding of the term consolidation. Consolidation means you take all your current debt and package it into one big loan. The problem with this is most states have a maximum dollar amount that you can borrow (see chart above) and a maximum number of loans you can have at one time. State regulations make it unlikely that you would be able to consolidate high interest payday loans.
Installment loans differ from payday loans by having longer terms and regular payments. With a payday loan, the entire amount comes due at the end of a set period, usually two weeks to a month. Installment loans have high rates – not as high as payday loans but higher than a personal loan or a credit card. Also, like payday loans, there’s no credit check or collateral required to apply.
Line of Credit: Available at Allied Cash Advance locations in Virginia only. Approval depends upon meeting legal, regulatory and underwriting requirements. Allied Cash Advance may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Allied Cash Advance or third party lenders may take that into consideration in the approval process. Credit limits range from $250 to $1500. After your line of credit is set up, you have the option to draw any amount greater than $100, in increments of $0 up to the credit limit, as long as: you make your scheduled payments; and your outstanding balance does not exceed your approved credit limit. Minimum payments equal 10% of the principal portion of the outstanding balance, plus a Monthly Maintenance Fee. As long as you continue to make on-time and complete payments, you will remain in good standing and be able to continue using your line of credit account.
Advance Financial offers high interest FLEX Loans (See Rates & Terms for details). A FLEX Loan is an alternative to payday loans, installment loans, title loans and is a loan provided pursuant to a written agreement between a licensee and a customer establishing an open-end revolving credit plan under which the licensee contemplates repeated noncommercial loans for personal, family, or household purposes, that: (A) may be unsecured or secured by personal property; (B) may be without fixed maturities or limitation as to the length of term; and (C) are subject to prepayment in whole or in part at any time without penalty. FLEX Loans should be used to address short-term financial needs only. If you are experiencing financial difficulties, you should consult a financial advisor. FLEX Loans are governed by the terms of our loan agreement and the applicable laws of the State of Tennessee. If you believe our FLEX Loans do not comply with Tennessee law, you may file a complaint with the Tennessee Department of Financial Institutions, 312 Rosa L. Parks Ave, 26th Floor, Nashville, TN 37243, 800-778-4215.
Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. We only charge a $2.00 verification fee, not the $5.00 limit allowed by law. Amscot is a member of and adheres to the "Best Practices" of the Community Financial Services Association of America ("CFSA").
The APR associated with your loan stands for the annual percentage rate, or the amount of interest you will be expected to pay in relation to the length of your loan term. Most of the time, the APR for short term loans ranges from 260.71% to 1825.00%, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds. Please see below for a cost comparison.
If we cannot validate the information you have provided in your Request Form and the documents you have submitted, we will write to you for further/additional information and if you do not provide this additional information within 30 days from the date of our written request to you for information, we will not be compelled to process your request.
These high interest rates coupled with the short repayment periods, when extrapolated over a year to find equivalent annual payment rates, can range as high as 1000 percent per year or more. Of course these are much higher rates than those associated with typical credit card or bank-issued loans. That said, instant loans cost money to service, and borrowers are typically more unreliable than standard loan borrowers – so creditors need to cover their bases by charging high fees.
Lenders are within their rights to file reports with the three major credit bureaus—Experian, Equifax and Transunion—if you fail to repay your loan. This negative remark will lower your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future. However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history.
The Annual Percentage Rates (APR), loan terms, loan amounts, origination fees and other terms provided in this website are estimated based on information you provided, data offered by partners, and publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs depending on your credit history, income, and other factors. Only borrowers with excellent credit qualify for the lowest rates. Your actual APR will depend on your credit score, loan amount, term, income, and credit history. All loans must be reviewed and approved by the lenders.
The number and actual size of your payments depends on the amount of your loan and the frequency of your payment schedule. To make the payment process easier, your payments can be scheduled to match when you get your paychecks. If your employer pays you every two weeks, the loan payments can also be scheduled every two weeks. If you are paid monthly, the loan payment could be arranged to only be required once per month. This feature helps you to stay current with your loan and avoid late or missed payments.