We have shared with more than 3 million customers over the past 10 years, providing them with the credit they need to take control of their finances. Those years of experience have helped us improve our loans to our customers’ needs. Aspects like speed, easy to use and straightforward terms are all key parts of our loans, making quick and easy-to-understand loans for people who need cash fast.
It sounds like if you’re talking to a scammer. (See 9 Signs You Are Talking to Debt Collection Scammer.) Real collectors are not allowed to make such threats (and do you really think the government insists on the payment made by a certain issuer and a certain drugstore chain). The caller is trying to get you in the way that makes your money unrecoverable once you realize it’s a scam. (See The One Way You Should Never Pay Debt Collector.)
(715)629-1149 just got a call from this number.telling me charges had.been had to be able to verify my address so I could receive these sealed documents. I did not give out any of my info he already did not have. I almost gave out my info but thnxs to.this informative website I knew
She said, “I’ve got $ 455, that if I made a payment or paid that today, that would be closed and I would not go to court. But if I did go to court, I would be looking after costs
I got a call last week for my husband from 215-987-5464 said his name was Officer John William gave me some Badge #. Said my husband had a complaint against him for Payday Advance Loan from 2011 and the charges were 849.25 with the original loan amt and intest charges and court charges and said he was fixing to issue a warrant for him if we did not pay that amount. I told him I did not have that kinda of money that I would have to set up something on a pmt. I told him I was already in the wrong at the bank but I had overdraft so I could pay the 100.00 today but he said
Since the very beginning of our interactions with Mrs. Shank’s practice, the whole staff has made it intimidating and uncomfortable experience, as smoothly as possible for us. From our initial consultation with Dallas … MoreSince the very beginning of our interactions with Mrs …. Read More
I just dealt with ACS. They have been hounding me for a couple of weeks trying to get me a total of $ 625. One person calls immediately to the “supervisor”, Denis Petersen. They even faxed and emailed me to complete (completely bogus) to authorize a credit card only payment plan. When the first payment came, they became very aggressive, calling my cell phone over a dozen times in a row in one instance. Today they called my primary job (hospital ER) yelled at a nurse and called her a stupid bitch, my coworkers rightly freaked and went to my manager who called me. I assured her that people were scammers and told her I would immediately call the FTC and states the attorney’s office, which I did. I also had her apologize to my coworkers. I was so upset, I was shaking. I called ACS and confronted Denis Petersen, who had been the fake supervisor bullying these payments. He told me he could call me the same things and hung up when I said his behavior was illegal. I then received two calls on my cell. I call back and say stop calling my cell. This Denis Peterson goes to the person who called me “Why did you call her cell, I told you to call her work so she loses her job!” I just
Protections for servicemembers. There are special protections through the federal Military Lending Act (MLA) for active duty servicemembers and their dependents. These protections include a cap of 36 percent on the Military Annual Percentage Rate (MAPR) as well as other limitations on what lenders can pay for payday and other consumer loans. Contact your local Advocate General’s (JAG) office to learn more about lending restrictions. You can use the JAG Legal Assistance Office locator to find help.
The CFPB does not have the authority to limit interest rates. Congress does. So what the CFPB is asking for is that payday lenders either thoroughly evaluate the borrower’s financial profile or limit the number of rollovers for a loan, and offer easy refund terms. Payday lenders say even these regulations may just be put out of business – and they may be right. The CFPB estimates that the
I’ve been getting these calls. They are also calling my job that I did not have at the time of this alleged loan. I do not want this to affect my job. They’ve called back to back and would not say who they are with and would not agree to send me a letter, saying they have sent several email. There is a call coming through right now while I’m writing this from 1243521256 and yes that’s all of the numbers … eh caller fraud ID as well. What is the name of Vaness? and gave a call back from 650-835 – ???? number. Omg! I am about to file a police report and open a FTC Case in my state.
I also received a call from this fraud investigator but he named her morgan and she worked for the commonwealth of pa. Yeah right. He also said my debt was from 2008 from money and more and threatened me with 5 or 6 bogus charges. But what did you think I was looking for? My name was bc he knew unfortunately I have a misdemeanor record and tried to use that against me from when I was 18. These people really scare you into thinking you owe. The first time he called I got a payment about a year ago. Different person had called. It was a prepaid card thank God not my bank that I do not have the bank acct they reference anymore. I also live in pa and when I told him I knew it was a scam He said he could not wait to see me prosecuted. Nolegit company would talk like this. And the statute of limitation on debt is 4 years in fraud 2years my supposed loan was in 2008. As well as you tell them you know it’s a scam they flip. He told me I was gonna need a good attorney etc. If such charges were to be brought against someone I’m sure they would not wait 5 years. Still scared you when they call because you see what they are threatening to do to people. Do not understand how this happens to so many.
Let me introduce myself. I am Senior Affidavit Processor Officer Alicia Fields from State Investigation Department. We have been trying to reach you since a couple of days about a serious matter about a lawsuit filed on your name that you are doing some fraud and criminal activities.
Just be sure you have enough money in your account on those days, otherwise you can face overdraft fees and other penalties from your bank. If you are not able to make a payment, please call us at 888.801.9075.
I received several calls from a donna mitchell she gave me a phone number to call 877-882-2435 with a case # i call tehm tehy say the are NCR (National Check Resolution) i really do not belive them when they say they are come to my place of work or my home to serve me .. i know it dosen’t happen that way i have talked to my local police officer and he said not to worry about it. But this time they sound so real .. I know i owe the money but the amout they gave me is atrocious. I just missed one payment and now they want about 800.00 when i only borrowed 350 and i’ve been paying 37.50 since may .. the lady (lisa) said i really do not care if you just pay or i just just a I do not know that it’s really good, it’s really good, it’s really good .. so i’m a little concerned i do not want to ignore it but it all sounds so weird during the whole phone call wiht lisa she kept putting me on hold. she said they would file with the clerk of court for fraud by deception .. and will only let me pay by credit card. I told her I wanted them to send me a bill in the mail and she said they told her they tried to contact me by email .. can not send by mail. I asked by mail again and to send in in payment .. I’m not sure to send them money my gut feeling does not send it to them … but my concious i know i owe the money ..
You are correct that you are required to give you the proof of the debt. Do you have a physical address for them? If so, you can write a letter and send it registered mail asking for written proof of the debt. If you are being taken to court, you will receive a “summary and complaint” by postal mail or delivered in person. It is a formal court document, not an email.
Same phone number only was a Tina, wanted to pay me $ 690.00 to pay off pay day, asked for the original bill said they didn; t have it, gave me 1 week then garnishment called my lawyer yet to hear back.
I did not have any phone calls but my previous room was visited at home by a man named Lewis claiming he had a delivery for me and that he is a server server! She has been to her home several times and she has finally told her to stop her harrassing her as well. He left a fake look business card in which he wrote in his name and tel. # 425-223-8367. I have not called him to verify anything yet. Any suggestions how to handle or proceed with this? Any help is appreciated!
Oh and they said it was for a payday loan, the lender was American Credit Services. When I said I never got a payday loan, he said he did not care where the money went but stealing it if I do not pay it back.
I received a calling phone call from number 701-212-1223 stating that I had owed a payday lone in the price of $ 2097.00 and that if i did not care about this that there would be a sherrif at my door to take me to jail and for e to appear in court.
The loan agreement is governed by the California Deferred Deposit Transaction Law. Lender is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Questions or complaints should be directed to the California Department of Business Oversight.
If they call back, follow the instructions outlined in this article or the resource provided above. If the collector will not comply with your requests, then it may be a scam. It’s hard to say until you talk to them to see if the debt is legitimate. Whatever you do, do not let them intimidate you in paying without validating the debt. As a result of the comment on this thread, they use scare tactics and prey on consumers not knowing their rights and the laws when it comes to debt collections.
So I did call them back, spoke to a different person, to inform them that this is bogus and there is no record of any kind for any payday loan. I started to tell her what the bank associate told me about how payday loans work and if I or someone else did not take these loans there would be a try to collect on in through my bank account. She said she knows how they work and do not need me to explain it to her. She also told me that since they are only a mediation firm that is just looking for volunteer settlements of the debts they are not bound to the Fair Debt and Collections Act and said we are not going to force you to pay this back to our client.
any other information. The payday borrower then writes a check – and this is the key part of the technology – the payday borrower then writes a check for the amount of the loan and postdates it by two weeks. And this becomes the collateral for the loan. So payday will not pay the loan in two weeks, the payday lender then deposits the check.
DEYOUNG: That’s a very standard disclaimer. The Federal Reserve System is a unique alternative to regulators across the world. They see the value in having their researchers exercise science and academic freedom because they know that inquiry is a good thing.
Check ‘n Go (“we,” “our,” or “us”) provides a deferred deposit transaction. Deferred deposit transactions are subject to a finance charge based on the amount you borrow, the “amount financed.” The larger your amount financed is, the larger the finance charge will be. We offer reperred transactions in $ 5 amount-financing increments ranging from $ 50 to $ 255. The amount you have equals the sum of the amount financed and the finance charge. For example, if you get a $ 255 deferred deposit transaction, then the finance charge is $ 45 and the amount you owe would be $ 300 (ie, $ 255 $ 45).
Cream – do not respond or engage any further. A legitimate collector would not send all of this through email. We will also encourage you to file a formal complaint – of which you have several options – and you may even wish to forward the email in question to help investigate the fraud
I started doing research about the organization and I had checked the Better Business Bureau and had lots of complaints and rated with an “F”. I did not contact Check N Go about which company they sold the account to and it was not PDL so I’m wondering how they got my information. I had given PDL $ 25 just for them to stop calling me so much I wonder if I should have done that.
Hey I’ve been getting calls from a bryan agent claiming to be from The Fraudulent Investigation Department. Number is 3474180337. He had a thick accent. He has threatened to come arrest me at my work place. Has anyone else heard of this company. Are they scanners? Also second company I missed the name but number number is 6303320770. This guy name was adam woods. He has been threatening me all day I have to go to western union and transfer money to them. I believe this is a scam. He says I will be arrested if I do not. Any suggestions
Ana – Do not pay a penny until you verify this is definitely a legitimate debt. Ask them to send you a written notice of the debt by mail (not email or fax). This is your right under federal law. If they refuse to call Fraud.org for advice as it’s probably a scam.
At Check `n Go, we want to be there for California residents when money needs to come. Our California payday loans range from $ 100 to $ 255. Online installment loans and The Choice Loan (available at Check `n Go stores) range from $ 2505 to $ 5000.
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