I received a call from Cyrstal from a restricted telephone line that she had papers to serve on my husband in the next day or to call this number 855-212-9406 to find out what it was about. I called and talked with Paul Landon who said it had to do with a payday loan and that if it was not paid, my husband would be served at work. He then went to say the amount was 1,100 but he could wipe it down to 580 if we would pay it right away and he would even let us pay it in 3 payments. I told him I had to talk to my husband and he said not to take as long as he was waiting to have him served and him arrested. Then he gave me his personal number which is 716-462-5680 and the company he works for is Outsource Legal Prep (but I just found this out but doing some internet search – and it seems to be owned by Kevin Walker). I’m glad to have found this out as at first I was scared but now since I know it’s scam I just called them back and told them not to call me back I know it’s a scam and I would turn them in to the proper authorities if they did. Thank you for posting this information.
I’ve been getting these calls. They are also calling my job that I did not have at the time of this alleged loan. I do not want this to affect my job. They’ve called back to back and would not say who they are with and would not agree to send me a letter, saying they have sent several email. There is a call coming through right now while I’m writing this from 1243521256 and yes that’s all of the numbers … eh caller fraud ID as well. What is the name of Vaness? and gave a call back from 650-835 – ???? number. Omg! I am about to file a police report and open a FTC Case in my state.
Please do not panic. You can not be arrested because you can not pay this debt. If they call again, you can not reply until they send something in writing on their letterhead by mail (not email!). That’s your right under federal law. (A warrant for check fraud is a sign you are dealing with a scammer. That’s not check fraud
First I looked up this 712th court crap and found that it is a site that allows people to print fake legal documents. I pasted this on my email and sent it to them. I also found the same letter on a website that was sent to me, so in my second email to
DUBNER: Obviously the history of lending is long and often, at least in my reading, tied to religion. There is a prohibition against it in Deuteronomy and elsewhere in the Old Testament. It’s in the New Testament. In Shakespeare, the Merchant of Venice was not the hero. So, do you think that the general view of this kind of lending is colored by an emotional or moral argument too much at the expense of an economic and practical argument?
Jessica – It sure sounds like a scam to me. Unfortunately you’re not going to get the money you paid back but hopefully you can stop further withdrawals. To be safe, talk with your bank, explain what happened and find out if you need to take other steps to protect yourself. Now that you’ve paid something they will probably be relentless in their efforts to get more money from you. I recommend you also read my article, 7 Ways to Stop Overseas Debt Collection Scam Calls.
The one who called me was American legal services .. I have never been to jail in my life Thank God I called a lawyer first .. Should I know when they were avoiding my request for detailed info.
Just today a person who is calling himself Sam Johnson offered me a loan but wanted $ 185 dollars first. He keeps on blowing my phone up. Here’s the number for this person and they do not know that i know they are up to. The number is 1-347-408-0091. Get these people arrested before they rob more people who are gullible.
You may want to contact the IRS about the status of your tax return. I’m unaware as to why an outside company would be holding it or having access to it. (unless you have a judgment
that the company is legitimate. In addition, she should NOT pay with a prepaid card. This is what the scammers ask and that is because it can not be traced.
At Check `n Go, we want to be there for California residents when money needs to come. Our California payday loans range from $ 100 to $ 255. Online installment loans and The Choice Loan (available at Check `n Go stores) range from $ 2505 to $ 5000.
I suppose you are just reporting this and not thinking about sending them money – at least I hope so! If you talk with them, send them a written notice of the debt by mail as required by law. But it sounds like it’s a scam and they will not.
If you are being sued for a debt, you may be served. But they’re not going to just “haul you to jail” just because you can not pay a debt. My suggestion? Ask for written verification of the debt you are entitled to by law. They will not possibly send it.
I just got a call from this company saying I got a payday loan off line and I never paid for it. He gave me information that anyone could have gotten when you apply for a payday loan online. He said that I would be arrested and jailed if I did not pay $ 1,000 immediately when he stared saying this I asked for the name of the company and he was hesitant to give me the name and i gotggled it and found all of the complaints about the company. I did not believe it because none of the payday loans that I have, have been from the internet. It’s funny because I’m typing this one from USA CASH Advance # 904-900-8462. These people should be stopped.
said it is called [redacted]. They state I took a short-term loan before 2010 and they are a third party trying to get the back back. When I ask her to send me something and tell her I do not see anything on my credit report she says it’s because they have not filed anything yet it has not impacted my credit yet. I told her she had to send me something in writing and she refused. So I got a little rude with her and started asking questions and she hung up on me. I did a little research and many people had the same experience so I blocked the numbers they gave, called id showed [redacted] and the call back on voicemail was [redacted]. They then started calling my mother and sister. I have made complaints to the FCC, attorney general, the donotcall.gov and BBB. How else can I make these calls stop? It’s frustrating !!!
Call went to my MIL’s house. Phone number was 877-334-5288. Said they needed me to call before 5 p.m. I called them, they started the whole laughter about I had an old payday loan and was going to be charged with frud, malicious intent, etc. I stopped the guy and asked for his company name and address and he hung up on me. LOL Think I’m going to call back and try again for the hell of it.
Establish the correct entity that should rightfully receive payments on this debt. If you are going to settle on a letter stating the settlement terms. It has to state that on payment of $ x the debt will be deemed as “settled in full.” Then keep that payment proof for life. These C.A. resell your debt later to another C.A. and then it’s the same story collections all over again.
Gerri offers excellent advice on how to handle a debt collection here: If you are looking for a good deal,
you took out these loans now you people dont want to pay them back and eveyone wonders why the economy is the way it’s a cause of people like you get off ur a ** and get a job and start paying back your debt
DeYOUNG: Well, in a short sentence that’s very scientific I would start by saying, “Let’s not throw the baby out with the bathwater.” The question comes down to how we identify the water here and how do we identify the baby here. One way is to collect a lot of information, as the CFPB suggests, about the creditworthiness of the borrower. But that brings up production cost of payday loans and will probably put the industry out of business. But I think we can all agree that once someone pays a fee in an aggregate amount equal to the amount that was originally borrowed, that’s pretty clear that there’s a problem there.
This company keeps calling me telling me they have papers to serve on me but first they need to contact me before they can serve them and i call them back and they say it ms solutions and i ask for information and address on them and they say they can not give it to me and they are a law firm but its different people that keep calling and when you call back they want you to verify your ss number and address so they can deliver what they have for you. Thanks Robin
Cash advances are another short-term loan option that can help bridge the gap until payday arrives. You can apply in minutes and, on approval, the cash from your cash advance is deposited in your account as soon as the next business day.
The laws in your state may permit, regulate, or prohibit these loans. Some states do not have payday lending because these are not allowed by the state’s law or because the payday lenders have not decided to do business at the interest rate and fees allowed in those states. In states that do not allow or pay for payday loan, you may be able to obtain more information from your state regulator or state attorney general.
Not having the money to pay a debt is not a crime. It sounds like you’re dealing with scammers. The advice I gave in the articles below to your situation. Start with step # 1 and insist they email your written statement of the debt that is required by federal law. (Do not be intimidated by the fact that they have a lot of information about you – that’s very common with payday loans.)
has been slammed with an unexpected bill and no cash on hand to cover it. If you ignore the expense, things may only get worse. But your next paycheck is still a long way away.
The call was about a cash advance loan that I received over the computer in 2007. They said I owe $ 1500 and I had to give them at least $ 25 before I got off the phone with them or I would be arrested and have to spend $ 5000 to get out of jail, have to pay short money and get put on probation.
Our online service is entirely free and works to find potential lenders in our network. Simply fill out our secure online form, then hit the SUBMIT button. If we find a possible lending, you will be presented with the next steps to complete your loan request. If you are offered with a loan, you will have the option to review the terms of the loan, which you may approve or decline. We encourage you to always read the terms of your loan thoroughly before accepting them, no matter where you get your loan.
Payday Advance In Visalia Ca
DUBNER: OK, so this is interesting that a watchdog group that will not reveal its funding is going after an industry to try to influence academics that’s funding. So should we assume that CFA, the watchdog, has some kind of horse in the payday race? Do we just not know?
Thanks so much for doing this. You have proven you are an honorable person and no one will blame you. Everyone needs a job but you were brave enough to quit when you found out they were immoral. You have been very helpful!
Ask the collector for the name and address of the agency for which he or she works. Then ask him to send you written information about the debt. Any legitimate debt collection agency will do this because it is required under the federal Fair Debt Collection Practices Act.
Federal law provides important protections to active members of the Armed Forces and their dependents. To ensure that these protections are provided to eligible applicants, we require you to choose yes or no below:
Creditors can not generally garnish your salary unless they take you to court and get a judgment first. Even then, there are restrictions on how much be garnished. I’m not sure of all the circumstances of your situation, but remember, a debt collector is required under the federal law to send you a written notice of the debt, and you have the right to request the verification of the debt if you dispute it. Any collector that will not abide by federal law is either a scam or can be sued for breaking the law.
Except to the extent of the federal Truth-In-Lending Act considers your ACH authorization “security” for the deferred deposit transaction, we take no collateral to secure the transaction. For example, we do not take a security interest in any real estate or personal property item.
I did take a payday loan years ago but was paid off and no issues and not with the companies listed. The three are just not mine. Went to the bank asked transactions from
Tiffany – Phone numbers can be easily faked. And “a little convincing” is not good enough. What you need to know is whether they are a legitimate collection agency and you actually owe the debt. The first step is always to ask them to MAIL you information about the debt. That’s required by law. If they do not, then refuse to talk with them until they do. Do not accept email or anything less.
Four weeks later, he got even worse, fighting fever, night sweats, and disorientation, as his friend and fellow activist Zackie Achmat recounted later in a newspaper article. It was only then that Louw finally went in for an HIV test. He was positive.
Melissa Waters joined PersonalCashAdvance.com as the head of communications in 2010 with a background in marketing and public relations. Waters take pride in helping consumers find an ideal financial solution in a timely manner. Waters handles customer and media inquiries in addition to contributing articles and managing social media operations.
There is no westwood mediation. If they are talking with a high accent they are Indian scammers. It’s the latest foreign scam being hoisted on Americans, gullible ones that it. If you have applied or attempted to apply for a payday loan, they will call you at some point. Be ready when they call. They are looking for some one gullible to easily victimize. You can not reason with them and anyway they are conducting a scam so deal with it properly – blowing a loud air air horn into the phone. They get the message with that loud and clear that you are not to be messed with and they usually move on.
Hello I just recently about a week ago I started receiving a call from a collection agency TRADEMARK MANAGEMENT SOLUTIONS in relation to a payday loan that I have to pay on and YES I know that i have a bill but there are tats are freakin nuts … is what was on my answer service … This message is for XX. My name is Theresa Coleman. I’m calling about fax order that I received in my office today in relation to some bad checks you’ve written. You have a chance to contact the complainant and resolve this matter before further action is taken. The complainant may be reached at their corporate office number 877-285-3841and you can refer to your case number ###. XX you have officially been notified. ”
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