he wanted me to give him a credit card number so they could with a draw 500.00 dollar payments until it was paid off. now can they realy take action to be able to appear in court along with a warranty
Today I came in from a stressful day, phone rings and it’s some stupid chick telling me I was going to be served and did not call this number at ADR – 877-801-8348. I asked her what was she talking about. She said, “I can not tell you the records are sealed!” She said, “If you call this number that will prevent you from a lot of trouble!” I said “No thanks, I would rather know what the trouble is , serve me! “I live in a remote part of the country – PO Box only – I also knew I had not been responsible for anything illegal. Have been a grown up now for several years and knew -my life was clean! I told her if she called me back that I was going to turn her into the AG’s Office and hung up. A few minutes later my mom called some girl was looking for me and I needed to call that number. My mom is 83 and we just went through the lost, my dad and my brother-in-law. None of us need this at anytime in our lives. I WILL turn them into the authorities if they call me back. I hope everybody else will do the same. I told my mom not to even think about talking to them or anyone else who can not identify themselves or their company. It’s a shame such evil lives in our world … find a job, do something honest for a change. We have enough crap going on without these scumsuckers bothering us or moreso our parents! BTY the girls name was CORY.
I got a call from advanced capitol solutions for a defaulted loan i had in 2008 from another company. i googled their number 877-845-5988 and got allot of fraud comments and i cant verify they bought the debt from e corp. I send them an email to send me evidence that my attorney can try to verify. they said they can come after me for check fraud, which fake collectors always do to scare you out of some money. have not given them any acct info and now do you know what they know, anybody know of this company history?
The bigger problem for payday lenders is the overhead. Alex Horowitz, a research manager at the Pew Charitable Trusts, says that two-thirds of the fee payday lenders collect are spent just keeping the lights on. The average storefront serves only 500 customers a year, and employee turnover is ridiculously high. For example, QC Holdings, a public traded nationwide lender, reported that it had to replace approximately 65 percent of its branch-level employees in 2014. “The profits are not extraordinary,” Horowitz says. “What is extraordinary is the inefficiency.”
Crystal – Old payday loan collection effort like this is very often scams. So you should proceed very cautiously and assume it is a scam unless they can really prove otherwise. Ask them to send you a written notice of the debt by snail mail, not email. (Email is too easy to be fake) it’s a good idea to get it out of the world.
I took a loan from Money and More in July 2008 and paid the loan back in Aug of 2008 with an electronic with drawl; by Money and More. I had the bank send me my bank records showing both of these trans shares however I was told that unless I had a letter from Money and More that this had been paid my bank records are useless. I have had many payday loans over the years and have never received a full payment from any of them but have always been able to contact them online to check my history can not do this with money and more and the only phone number I can find is not inserving 951-922-6286 who is the scammer ?????. The calls do not come every day they are about 1 or 2 weeks apart. guess I’ll just have to wait and see if they are doing papers on me they know a lot of my personal information as told them I would not send them my bank statements she then recited my bank account number from the account I had at that time has since changed accounts. I have asked for things in writing and have to recieve anything.
I would recommend you report this to the CFPB and the FTC. Give them as much information as you have about the caller. Next time they call, tell them at the outset you will be recording the call to turn over to law enforcement. Hopefully then they will realize they’re not going to get anything from you and move on.
Ann, I just got a call last week from the same phone number. A “Juan Hernandez” has called me saying I owed on a payday loan; that it was taken out in 2008 and when the company tried to collect in 2009, there were insufficient funds. They are threatening to suspend my driver’s license unless I pay them $ 300 within 48 hours – after that, it becomes $ 1400. I was so upset, I went to the bank and got all my bank statements from December 2008 to present. Nothing returned for insufficient funds. Mr. Hernandez just called me at work today and I’m about to call him back. What a scam – happy you did not fall for it!
I have received a call from 2816748738 he sounds a little convincing but call me at 7 a.m. was alittle weird and I tried googling their company name and something else came up has anyone received a call from this number and what should I do?
Installment loans offer larger loan amounts and longer refund terms than payday loans typically provide. An installment loan offers you the ability to repay over time, according to your pay schedule.
CA residents: CNU OF CALIFORNIA, LLC d
One problem with the payday-lending industry-for regulators, for lenders, for the public interest is that it defies simple economic intuition. For instance, in most industries, more competition means lower prices for consumers. That maxim certainly helped guide the deregulation of the fringe lending business in the 1990s and some advocates still believe that further deregulation is the key to making payday loans affordable. Yet there is little evidence that a proliferation of payday lenders produces this consumer-friendly competitive effect. What’s the difference: There are more than double-paid loans in those states (Idaho, South Dakota, Texas, and Wisconsin). by residents of some other states, according to Pew. In the state where the interest rate is capped, the rate that payday lenders charge gravitates right to the cap. “In the race to the lowest rates, it’s a race to the highest rates,” says Tom Feltner, director of financial services at the Consumer Federation of America.
Your mother should be contacted both by phone and by postal mail. A collective agency that refuses to do that is not complying with federal law. In such cases, we recommend submitting a complaint to the Consumer Financial Protection Bureau. You can find more information about dealing with debt collectors here:
Payday loan scam – 804-728-0872 call my job asking for the manager over 100 times a day, saying, “I have to pay money from an old payday loan debt – I contacted the police about it. Used several different phone numbers to call me on, couldnt speak english well. Wanted to find out personal information about me from other people, etc. Very bad man.
scammers start telling you you’re going to be arrested and they’re going to garnish your salary THAT’S BULLS # $ T. That requires a court order and by law you are notified of the court date in writing so you have a chance to show up. No matter how much they threaten you NEVER give them your personal information, bank account numbers, social security anything. They’re on a fishing trip and the more info you give them, the easier it is to clean you out.Notify your family, friends and especially your boss that you are being scamed.Then if the scammers call them they will not be caught off guard.Let a stop to these theives, all debt collection is regulated by Federal Law. Get informed. Know what the Statute of Limitations is in your state. Do not answer the phone and give these scammers an invitation to make your life miserable.
I received the same call yesterday and today from Eric Brown threathening to come to my place of employment and have me served. When asked for his company name, phone number he said I havd been warded. He starts off having a lot of personal information address, phone number really scary. How do they get all this? He has been calling my cell phone everyday today with threats. I have his messa saved on voice mail. He also informs me to contact 877-418-8244 Pay Day Solutions. His number is always unavailable. Will contact Attornet General and FTC today. How can we stop this?
In a perfect world, you will be able to get a quick cash advance on your paycheck to pay the bill. Then when your next payday rolls around you would pay the cash advance back. Fortunately, you can do that with an online cash advance from Check ‘n Go. †
This transaction is being made pursuant to section 23035 of the Financial Code and is not subject to section 1719 of the Civil Code. You are not liable under civil law related to returned return items if you default on this transaction. For example, you are not liable for treble (triple) damages, collection fees, or any other fees other than the $ 15 returned item fee that we charge per transaction (if applicable). As a result, we may not use or use civil return item laws to collect a defaulted transaction.
Does a researcher who’s out to make a splash with some sexy finding necessarily work with more bias than a researcher who’s working out of pure intellectual curiosity? I do not think that’s necessarily so. Like life itself, academic research is a case-by-case scenario.
I took out a loan from Check N Go about a year ago and I just started to pay it off. A debt collector agency named the PDL Recovery Group started calling me and threatening me if I did not start a payment plan, check N Go was going to take me to court and start garnishing my salary.
Since the very beginning of our interactions with Mrs. Shank’s practice, the whole staff has made it intimidating and uncomfortable experience, as smoothly as possible for us. From our initial consultation with Dallas Anderson, to our many correspondence, via both phone and email, … Read More
Whatever you want to call it – wage deflation, structural unemployment, the absence of good-paying jobs – is not that a bigger problem? And, if so, what’s to be done about that? Next time on Freakonomics Radio, we will continue this conversation by looking at a strange, controversial proposal to make sure everyone’s got enough money to get by.
Ron – You sure should report this to your local law enforcement. There may not be a whole lot you can do but it’s important to file a complaint. (You can also file a complaint with your state attorney general and the Consumer Financial Protection Bureau.)
You will also want to keep in mind that Checkout is nicely ready to help with your other financial needs, such as cash checking, the Netspind Prepaid Debit Card and the Western Union Financial Services. You should be enjoying California life – not worrying about bills. Take control of your finances with Check `n Go. Apply online today or start your store application now and finish in-store. To apply for a loan, you will need at least a valid ID, proof of income, an active checking account and a working phone number. Before applying at a store, it
DEYOUNG: If we take an objective look at the folks who use payday lending, what we find is that most users of the product are very satisfied with the product. Survey results show that almost 90 percent of the users of the product say that they are either somewhat satisfied or very satisfied with the product afterwards.
I got a call yesterday from a company called PDLR. This woman’s name was ms. ingram and she did not have an accent like a lot of the companies sited here. She said she was trying to settle a payday loan that I supposedly did not pay before they starte wage garnishments. She could not tell me who the original loan was with-said they were not a collection agency but that the original company did not send paerwork to me that was returned when I requested proof of the debt. The number they called from was 630-844-5678. Neither the company name or phone number popped up when i googled, but this is clearly a scam. I called back the number and the same person answered, but she did not identify a company. As far as I’m concerned, they can pound salt.
Bob DeYoung makes a very complicated argument about the use of payday loans. Instead of “trapping borrowers in a cycle of debt,” as President Obama and other critics put it, DeYoung argues that payday loans can help people avoid a cycle of debt – like the late payment of your company company charges for an unpaid bill; like the overdraft fees or bounced-check your bank fees may charge you.
Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you are interested in sharing them. Please email us at story ideas [at] credit [dot] com with comments or visit us on Facebook or Twitter.
I received several calls from a donna mitchell she gave me a phone number to call 877-882-2435 with a case # i call tehm tehy say the are NCR (National Check Resolution) i really do not belive them when they say they are come to my place of work or my home to serve me .. i know it dosen’t happen that way i have talked to my local police officer and he said not to worry about it. But this time they sound so real .. I know i owe the money but the amout they gave me is atrocious. I just missed one payment and now they want about 800.00 when i only borrowed 350 and i’ve been paying 37.50 since may .. the lady (lisa) said i really do not care if you just pay or i just just a I do not know that it’s really good, it’s really good, it’s really good .. so i’m a little concerned i do not want to ignore it but it all sounds so weird during the whole phone call wiht lisa she kept putting me on hold. she said they would file with the clerk of court for fraud by deception .. and will only let me pay by credit card. I told her I wanted them to send me a bill in the mail and she said they told her they tried to contact me by email .. can not send by mail. I asked by mail again and to send in in payment .. I’m not sure to send them money my gut feeling does not send it to them … but my concious i know i owe the money ..
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