Ok I got a phone call today for my husband. I know he took out a payday loan 2 years ago and it’s with the people these guys claim they are collecting for. They want my debit card number so that my husband is not “served” and go to court or jail for check fraud. My question here is that they can even go for criminal action for a “fraud check” that was not even technically checked since it was all done online. Also, should I just pay them? They said they are Lincoln or the number is 877-607-5668 I have no problem resolving a legitimate debt but I do not want to get scammed either.
They are not calling
Shani – You should NOT pay a debt collector without first verifying the debt. Now that they know you will pay, they will probably intensify their efforts. I recommend you file complaints with your state attorney general office and the Federal Trade Comission. You may also have to call screening through your phone company if they will not stop calling you.
I just got a call from a very similar number- 855-216-1354. Having worked at a telephone company, it’s a good chance these numbers belong to the same company (only the last two digits are different). But, the company that called me was the Office of Progressive (??) saying my name was on some legal documents in his office. Tried calling back and the message kept looping.
I had a company contact me today and they said I have a furniture store I did not have an account with the company but they will not send me any documentation from there company and said if I do not pay in an hour a warrant will be released and I will be arrested I’m going to school and do not want to mess up my life so I should pay them
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ok heres how this works i did it for about a few years ago first off all the debt is real debt. Ok now heres where the rest becomes illegal to speak or at least walk that thin line in my eyes. its real debt that the people owed but for these companies by the time they got it its OVER the 7 year statute of limitations for collections so they hit hard and fast before you catch on. now when you call john or mary lets say they have professional closers who guess what are now john or mary each one of us gets our list of people going to call and get my company buys by the bAZILLION from the credit card companies medical collection agencies etc for pennies the month i worked there they had a million $$$ month so theres a lot of uninformed people out there. anyways we get their debt info then credit report etc and we search them before we call had my own code to run backgrounds reverse phone etc that way we sound legit we then spoof your sheriff or court house number threaten jail and arrest at your work etc unless you call john or mary since we are all either john or mary they never know for pay for us we had a number like john 1 john 2 or mary 1 mary 2 etc. i can go on and on the gist lol my conscience got the best of me i had to quit p.s. if this happens again just laugh at them and ask them what time breakfast you need a vacation and club med was booked solid so jail will do lol theyll move to the next victim they just keep hounding and bullying if you look weak and they think youll pay. good luck
wow. That’s disgusting, especially towards your daughter. I’d have told them “odd, I’ve already talked to my county sheriff about this, so PLEASE some over here because he really wants to meet you too! Oh, all of this is recorded and will be given to my Sheriff this afternoon while we’re sitting around waiting
A Review of the Department of Defense’s Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents, hearing in the U.S. Senate Committee on Banking, Housing. & Urban Affairs, (September, 2006).
I’ve been calling for two months now that we’re going to sue me on 300 dollar case but was charging me 9000 for checking fraud missing on payments so they are tired and are going to serve me at my job and pick me up on this charge that have been brught before me to have never got a check book before online web site is making these aligation against me
WERTH: So far, so good. But I think we should mention two things here: one, Fusaro had a co-author on the paper. Her name is Patricia Cirillo; she’s the president of a company named Cypress Research, which is by the way, is the same survey firm that produced data for the paper you mentioned earlier, about how payday borrowers are pretty good at predicting when they will be able to pay back their loans. And the other point, two, there was a long chain of e-mails between Marc Fusaro, the academic researcher here, and the CCRF. And what they show is they really look like editorial interference.
DURBAN, South Africa – Ronald Louw was a human-lawyer lawyer and professor at the University of KwaZulu-Natal, the South African province, which is one of the most affected areas of the world, so he must have known about the dangers of the virus. In April 2005, he was taking care of his mother, who had been diagnosed with cancer, when he realized he had a cough that would not go away. He went to a doctor who treated him with antibiotics.
According to the Consumer Financial Protection Bureau, or the CFPB – the federal agency that President Obama wants to tighten payday-loan rules – 75 percent of the industry’s fees come from borrowers who take over 10 loans per year.
I was contacted by a guy who claims to be with a lawyer firm. He said that charges were filed against me for taking out a payday loan online. It’s against the law in the state of “North Carolina” at the time I did not know this. When I asked who filed charges against me he mentioned the Social Security Commissioner, the Federal Credit Commission and the Attorney General Office. I called all these offices and they all said it sounds like a scam so I gave all the info I have. He told me if I settled out of court I would pay $ 600.00 and if I went to court I could pay $ 1000.00 … he also said I could be arrested. The loans I took out I paid them every month, the Attorney General told me not to worry but this man keeps calling me.
Why not send all your correspondence thru the mail since you have all this info on me. He said he would and wishes me luck. The scammers use several names like Daniel Richards, Dominic Jones, Angelina Parker and gives you a bogus address in Irvine (the idiot can not even pronounce Irvine, he goes to Irwine) when his phone does not registry East of San Francisco Ca. Please do not be intimidated by these people. Since a lot of our companies are in the US outsourced most of our call center
I’m getting threatening call from PDL, Stacey
serve me papers. She lives in Chicago and I live in southern Illinois. I called to see what was going on just to find out it’s a bill I’ve already paid off. The person on the phone told me that my account was just sold to them and they hired a locator to find me to serve me papers. They did not want to serve me at work. I told her it was paid off in July and she said I had to get a “Pay in Full” letter from the collector and they would drop it. I called Asset Management and they are sending me a letter. Asset gave me the corporate number for The Cash Store, I called and was told it was fraud and to stop all contact with this company. I’m still going to send in my “pay in full” letter but if I get anything from BOR again I’m going to go after them for violations of the law. This is ridiculous. I keep good records of all my payments and debts (I’ve had many over the years), I know a lot of people do not. They would have just paid them.
couple months ago stating that I had taken out a loan in Aug of 2012. They said they had papers for me and that I had to pay right away to avoid legal action. They gave me the bank account number and checking account number that the money was deposited in, had my social security number and knew where
I received a call about a payday loan that I took out and never paid back. This guy was real nasty told me that I need to quit my job cuz they dont pay that much. Told me that if I dont pay thatvi can be charged with fraud asked for debit card number. Thankfully I had ten dollars less than the agreed amount in my checking n I have a block for overdraft fees. After this I called an attorney office and they said it sounds like a scam. Thing was that I owe a payday loan place and this guy had my name and social security number so I thought it was legit. I have since ordered a new debit card and i’ll talk to my bank about changing my checking acount number or something. I dont want these guys to get into my bank account number. He theartened to garnish my salary told me that if I go to court I could pay up to $ 2000 instead of the small amount that I really owe. Said he can come up to my work and serve me with a poster. I told him that I could only pay $ 50 now and then $ 50 a week and he said he needs 150 now and 100 a week. I do not see how anyone can deny a payment that makes me feel even more scam. U can pay hospital bills at a day and they’re not doing so why this would be any different. I do not pay anything until I get a short date and then I will go to court then I will pay. Until then oh Well I just got a job after being out of work for 4 months I have a lot of important things to worry about
Payday Advance In Buena Park Ca
It may not even surprise you to learn that the Center for Responsible Lending – the non-profit that’s fighting predatory lending – that it was founded by a self-help Credit Union, which would likely stand to benefit from the elimination of payday loans. And that among the Center’s many funders are banks and other mainstream financial institutions.
Can they really throw a person in jail for 85 months and 7 years? We did have a payday loan and completely slipped. Our bank closed on us and this is probably why the check bounced off that place. What do you advise we do? I am freaking out … .. I asked for it in writing and they were refufed to give me a thier address and put me in touch with an officer for warrants.
Since the very beginning of our interactions with Mrs. Shank’s practice, the whole staff has made it intimidating and uncomfortable experience, as smoothly as possible for us. From our initial consultation with Dallas Anderson, to our many correspondence, via both phone and email, … Read More
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You do your best to ask as many questions as you can of the research and of the researchers themselves. You ask where the data comes from, whether it means really what they say it means, and you ask them to explain why they might be wrong, or compromised. You make the best judgment you can, and then you move forward and try to figure out how the research really matters. Because the whole idea of the research, is likely to help solve some big problem.
They are scammers calling from India with spoofed numbers to appear as though they are within US. Since they are out to get you, well you get them instead. Next time they call just loud air horn in the phone. They never dare call back. They are usually looking for someone to victimize easily and they get it that is not you.
U.S. Senator Elizabeth Warren (left) talks with Consumer Financial Protection Bureau Director Richard Cordray after he testified about Wall Street reform at the 2014 Senate Banking Committee hearing. (Jonathan Ernst
If you want time extension until Feb 3rd 2012, then you have to pay $ 150 as time extension charge, so in total you have to pay $ 907.62. Please provide card details for stopping your case file for time extension
WERTH: It’s hard to say. Actually, we just do not know. But whatever their incentive might be, their FOIA applications have produced what looks like some pretty damning e-mails between CCRF – which, again, receives funding from payday lenders – and academic researchers who have written about payday lending.
I received a call today from 888-958-3653 from a guy named mark saying I took out a payday loan back in 2007 and i owed $ 425.00 said I had to pay in full by oct 31st or will be sued or my salary garnished i asked for their mailing address and he refused to five it to me and i asked if they could send me documentation in the mail and he said they were strictly a paperless company he said i had to give him my credit card before they could send me any information so you can not say he did not get my credit card info, the company is westwood mediation
MARC FUSARO: The Consumer Credit Research Foundation and I had an interest in the paper being as clear as possible. And if anyone, including Hilary Miller, would take a paragraph that I had written and re-wrote it in a way that made what I was trying to say more clearly, I’m happy for that kind of advice. I’ve taken papers to the university writing center before and they’ve helped me make my writing more clear. And there’s nothing scandalous about that, at all. I mean the results of the paper have never been called into question. Nobody had suggested I changed any other results or anything like that based on any comments from anybody. Frankly, I think this is much ado about nothing.
may be the best solution. Not only will filing for bankruptcy cause all collection efforts by creditors to stop immediately, but it can eliminate most of your debt and provide you with a fresh start.
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