reports, and at least, check your credit reports annually. You can also monitor your credit score for free using Credit.com’s free Credit Report Card. If it changes drastically, you’ll know to investigate further.
Funny thing is, they have a website but anyone can get a website these days. They are also listed in the BBB website with a C- rating. C- because of complaints. Their website domain is via GoDaddy. Now thats classy.
Within 72 hours they would attach my salary. She did not say what the debt was connected to.
I just got a call from a friend friend stating someone called me from an arbitration placeor something. She gave me the name and name of the person. Apparently they told my friend that I had to contact them before the end of business tomorrow or they are going to suspend my license and have money garnished from my checks. One big problem is a drive for a company so without my license I would not be working. This is threatening my job life and family. They were really rude. I did call the number and I left a message for them to call me back. I suspect this is a scam because I got married a little over a year ago. And they have my social security number and my name name and they called my friend. I suspect it is a scare tactic from a loan called security finance. But I did not hear from them since a month before I got married. I’m looking into this before I give them any info at all
Ok this is the second call I got the first one my sister in law answered and she was given a woman’s name and a phone number and case number …. Well just a couple of days ago they left a message that guy calledly named Peter Hersh said to call this number 1-866-583-6379 and left the name of ADR Firm and that it was my last chance to contact them before I got served but he said that the state of California was suing me … .Hmmm this did scare me because I did not know why would the state be suing me? Well I’m glad I googled and this came up. It sucks this happening to us. I just like to know what we can do? Is there somewhere we can report this to?
DeYOUNG: Well, in a short sentence that’s very scientific I would start by saying, “Let’s not throw the baby out with the bathwater.” The question comes down to how we identify the water here and how do we identify the baby here. One way is to collect a lot of information, as the CFPB suggests, about the creditworthiness of the borrower. But that brings up production cost of payday loans and will probably put the industry out of business. But I think we can all agree that once someone pays a fee in an aggregate amount equal to the amount that was originally borrowed, that’s pretty clear that there’s a problem there.
I got a call yesterday from a company called PDLR. This woman’s name was ms. ingram and she did not have an accent like a lot of the companies sited here. She said she was trying to settle a payday loan that I supposedly did not pay before they starte wage garnishments. She could not tell me who the original loan was with-said they were not a collection agency but that the original company did not send paerwork to me that was returned when I requested proof of the debt. The number they called from was 630-844-5678. Neither the company name or phone number popped up when i googled, but this is clearly a scam. I called back the number and the same person answered, but she did not identify a company. As far as I’m concerned, they can pound salt.
I recently received a call from Joe Banks. The number he was calling from showed as unknown. He left me a message that was not professional and went to call my mom and sister. The number he left for me to call was 877-230-6756 for ACS. I did not provide them any information and ask that my sister and mother do the same. I will not pay money to anyone unless they provide something in writing as proof of the debt is mine.
DeYOUNG: They do not overdraft the checking account and take out the payday loan because they’ve done the calculus. That overdrafting on four or five checks at their bank is going to cost them more money than taking out the payday loan.
The Consumer Financial Protection Bureau does not have the power to ban payday lending outright, or to set a nationwide interest-rate cap, but it can act to prevent deemed “unfair, abusive, or deceptive” practices. In March 2015, it announced that it was considered a set of rules for most small-dollar loans (up to $ 500) that consumers are required to repay within 45 days. The goal is to put an end to payday-lending debt traps.
I received several calls from a donna mitchell she gave me a phone number to call 877-882-2435 with a case # i call tehm tehy say the are NCR (National Check Resolution) i really do not belive them when they say they are come to my place of work or my home to serve me .. i know it dosen’t happen that way i have talked to my local police officer and he said not to worry about it. But this time they sound so real .. I know i owe the money but the amout they gave me is atrocious. I just missed one payment and now they want about 800.00 when i only borrowed 350 and i’ve been paying 37.50 since may .. the lady (lisa) said i really do not care if you just pay or i just just a I do not know that it’s really good, it’s really good, it’s really good .. so i’m a little concerned i do not want to ignore it but it all sounds so weird during the whole phone call wiht lisa she kept putting me on hold. she said they would file with the clerk of court for fraud by deception .. and will only let me pay by credit card. I told her I wanted them to send me a bill in the mail and she said they told her they tried to contact me by email .. can not send by mail. I asked by mail again and to send in in payment .. I’m not sure to send them money my gut feeling does not send it to them … but my concious i know i owe the money ..
This is a standard procedure when dealing with any debt collector and by law, the collector must comply with this request. If they refuse, they are breaking the law under the Fair Debt Collection Practices Act and have no right to continue to try to collect. In fact, under the Fair Debt Collection Practices Act, if a collector contacts you by phone they have 5 days in which to send you formal written notice that you owe the debt. The notice must include the amount of the debt, the name of the creditor, and your right to dispute the debt, in writing, within 30 days of receipt of the notice.
thank you Geri this makes my mind at ease even though deep down inside i thought i was right .. i know i owe them the money .. thank you so much i wish other ppl would research this so they do not get scamed. .
DEYOUNG: Well, I do not know what the president would buy. You know, we have a problem in society right now, it’s getting worse and worse, is we go to loggerheads and we’re very bad at finding
My husband and I filed bankruptcy due to unforeseen circumstances and we had an outstanding payday loan. My attorney explained to us that a payday loan is treated as an unsecured debt and would file the papers and there was no need to worry about this because it would be included in the bankruptcy as unsecured. Needless to say I got a very dangerous call from a company called US Capital Management (855) 596-0411. They said they represented MYMONEYCHEST.com and they would see us in court for a balance. I asked the woman to contact my attorney and they said they could not because they are just the middle man in this. I told her if there is a balance and we are currently in a bankruptcy, there should be no reason they could not reach out to our attorney. I called my attorney and he said to have them call him. They will not! They told me that they were going to serve me papers at my job. Is this possible? Can they do that? I can not get them to give me any paperwork about this balance owed.
Installment loans offer larger loan amounts and longer refund terms than payday loans typically provide. An installment loan offers you the ability to repay over time, according to your pay schedule.
I too have been getting these calls as of late. I took out a payday loan from Money and More back in 2008 and did it online for $ 300. I have since paid the loan back, but am now getting these calls as well. They are coming from multiple numbers in different states. The numbers I have are 631-247-9920, as well as the 716-299-0417 numbers and 757-275-8578. They are obviously using some system to be able to call from other numbers. I usually do not answer and call the numbers back to find out who they are and I go straight through a switchboard to an operator who refuses to tell me who they are or what they are calling from. They claim that there are “lots of companies in the building” and that they do not work for any particular one. Anyway
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We have shared with more than 3 million customers over the past 10 years, providing them with the credit they need to take control of their finances. Those years of experience have helped us improve our loans to our customers’ needs. Aspects like speed, easy to use and straightforward terms are all key parts of our loans, making quick and easy-to-understand loans for people who need cash fast.
MANN: If your first is that none of the people using this product would do it if they really understood what was going on – well, that just does not seem to
The only insight we can offer at this point is that it’s very likely it’s a scam. If it was a legitimate collector, they would be violating many laws under the Fair Debt Collection Practices Act. Thankfully, you did the right thing and did not fall for it.
On the critic side right now are the Center for Responsible Lending, who promotes 36 percent cap on payday lending, which we know puts the industry out of business. The CFPB’s proposed policy is to payday payers to collect more information at the point of contact that if avoided allows payday lenders to
My daughter has been getting these calls for a year and a half now. The last one was on 7
(715)629-1149 just got a call from this number.telling me charges had.been had to be able to verify my address so I could receive these sealed documents. I did not give out any of my info he already did not have. I almost gave out my info but thnxs to.this informative website I knew
I’ve been getting these calls. They are also calling my job that I did not have at the time of this alleged loan. I do not want this to affect my job. They’ve called back to back and would not say who they are with and would not agree to send me a letter, saying they have sent several email. There is a call coming through right now while I’m writing this from 1243521256 and yes that’s all of the numbers … eh caller fraud ID as well. What is the name of Vaness? and gave a call back from 650-835 – ???? number. Omg! I am about to file a police report and open a FTC Case in my state.
Protections for servicemembers. There are special protections through the federal Military Lending Act (MLA) for active duty servicemembers and their dependents. These protections include a cap of 36 percent on the Military Annual Percentage Rate (MAPR) as well as other limitations on what lenders can pay for payday and other consumer loans. Contact your local Advocate General’s (JAG) office to learn more about lending restrictions. You can use the JAG Legal Assistance Office locator to find help.
Tricia – You can ask the “firm” for proof of the debt. By law, the company must provide this to you. The firm can not serve you. Understanding Your Debt Collection Rights. Scammers sometimes get their money by frightening people; try to stay calm, and do not be intimidated in paying money you do not have to.
about a year ago very threatening and I initially set up a payment. When I found all the scam info online I have not got that account. I honestly do not remember if I had a payday loan default I do not remember having one. They called again but the guy said he was a fraud investigator for the commonwealth of pa and I would be brought up on all of these bogus sounding charges of fraud bad checks etc from a loan probably from 2008. He also knew I have a misdemeanor record and brought it up to me which is what scared me. When I said I know this is a scam he got furious said he would love to see me get prosecuted. I just said anything and hung up. Googled the phone number he left on vm was 8558870097 and it def seems like a scam. Latest loans from my research are illegal in and even if I did have said the default loan which I do not believe I did the statute of limitations on the debt on the 4 years fraud 2 years. I obviously realize the only fraud is these people but I still can not help but worry about this.
He said he worked for Morgan Lewis on behalf of Money & More. He had all my personal information, bank information, ssn, dob. He told me I had committed internet fraud by taking out a loan and not paying it back. I did not remember to take out a loan online & told him I did not remember to take out a loan on the internet. He then told me that he had email transactions and verification from my bank that the ACH withdrawal was declined twice so I had committed internet fraud and was going to jail. He then hung up on me.
ALAN STONE 704-389 0723 MICHAEL JOHNSON 204-449-0158 AND HERE ARE SOME OF THE NUMBERS I have them on reject -thats how many times they called.once the call came 21 times back to back like a computer was dialing them … 7501003 is the one they use
Cream – do not respond or engage any further. A legitimate collector would not send all of this through email. We will also encourage you to file a formal complaint – of which you have several options – and you may even wish to forward the email in question to help investigate the fraud
You need to get a handle on the collections process. before you make contact with these gubbers, because they will know if you do not know your rights and they will push you around to get you to acknowledge the debt, accept it and agree to make a payment. That means never ever acknowledges, accept or agree to pay a debt. Period! Even if you owe. Never! Follow the law and get a VOD first. Never ever confirm your details to them. If they claim you are a federal law FDCPA, the burden to be so is on them, you should have your details down. So just tell them to send whatever they have to the address on record. The reason you do not accept a debt is if the statute of limitation has expired for FDCPA the debt is time barred and noncollectable. If you accept it, it restarts the clock all over again.
No, contacting Social Security does not make sense unless you need to change your SSN which is not something easily done (or recommended). However, your information is “out there” so you may want to file a police report and at least place fraud alert on your credit reports.
CHRISTOPHER WERTH: Right. Well, it’s a non-profit watchdog, relatively new organization. Its mission is to expose corporate and political misconduct, primarily by using open-record applications, such as the Freedom of Information Act or FOIA applications, to produce evidence.
called from 513-426-9470. claims that it is a private agency investigating me on fraud charge. Claims that 2 financial institutions are charging me fraud. I do not know what to do, just shuffle papers and talk a lot of crap about old debts that are unrelated. I thought I ticked him off when I kept asking for the names of the banks and who he was and where he is calling from. never would tell me. Hung up after telling me “good luck with my fraud charge”. This is such an obvious scam. If the county wanted me, they would have gotten me a long time ago. Thank goodness for Google!
I got a call from ACS stating that they would need to get my account settled and that my account was due to go to court due to payday loan fraud, and that i have 24 hours to call back and considered myself served, they also said that they were a lawfirm. They called mt family members and said I had to call them back and that they did not have any credit plans or credit cards or check over the phone. they kept calling on the summons division, what i’m going to do is ask them for a letter, an address of where they are located and their website, ‘
I just got a call from a very similar number- 855-216-1354. Having worked at a telephone company, it’s a good chance these numbers belong to the same company (only the last two digits are different). But, the company that called me was the Office of Progressive (??) saying my name was on some legal documents in his office. Tried calling back and the message kept looping.
Cash AdvanceĀ® has no control or knowledge of the loan details between you and your lender. If you are offered with a loan, you will have the option to review the terms of the loan, which you may approve or decline.
I took out a loan from Check N Go about a year ago and I just started to pay it off. A debt collector agency named the PDL Recovery Group started calling me and threatening me if I did not start a payment plan, check N Go was going to take me to court and start garnishing my salary.

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order in order to process any garnishment so doubt anything will come from this. I’m happy to find out this company is a scam and that I was not the only one who almost fell for it. This people need to be stopped as soon as possible. This is riduclous. It’s sad that people come up with stuff like this to do to others.
I ask them to give me the number to the payday loan company and they gave me a number and I called them and tried told me that I looked like a real nice lady so they would wave the fee and everything I would have to pay back is just the $ 300 i borrowed and he told me to wait 15 because he was going to fax the law firm. So I’m going to go back and call the guy I talked with. Sean Williams told me that they offered it and went to Walgreens and got a vanilla reload network card and called them and gave them the 10 digit number on the back. So my stupid a ** did it. Well then he said he would have to call me back with my confermation number? Really ?? Well then 15 minutes after I paid them I got a call from MO telling me the exact same thing !!! And I blew up and said well maybe I need to get a lawyer and sue you! Then he goes on to tell me that he is going to follow thinking with more prosicution and that only God can help me now and hung up. So I called the firm from OK and they said it was because I owed another loan. Which I do. But mind you just got these loans on March 1, 2013 and the other March 5, 2013. How can they already be in default? Anyway a man named Ted or Tod Cummings spoke with me and said I lied to his officer. Sean Williams. And did not tell him I had another loan. Ok if you could pull up the other one why not you pull up that one? All this makes since after I’ve done give them $ 300! Then he told me to see what I could do about getting the other loan taken care of on a different vanilla prepaid card. That it was not the same card as I used before. Why? It’s reloadable. He told me he talked with the free credit and everything. I have anxiety issues have got so scared I threw up. The number they called from was 580-823-1582. So I got mad an look the number up online! It’s a cell phone the person who owns the phone is named Time. What law is you going to call from a cell phone? I can not believe I let them get me !!!!!
I had something similiar happen to me today. They called my uncle cell phone and left him a message. They guy said his name was London Dupree from a check check investigation unit and said a case number. (334) 578-0706. I called them back and when I started asking for what was from he said that he needed to give me to a supervisor. The woman I was very rude and her name was Jennifer Wright. She said I had a payday loan from 2008 that was online and it was defaulted because my bank account did not cover it. She said that if I do not make a payment of $ 1904.72 that I would be up for 4 felony’s and that I would be arrested in 48 hours. I told the woman that I was never notified of this and that I need her to send me paperwork stating this. She said unfortunatly she could not do this because the paperwork is to be used against me and that I can only see it when it is presented to court. I told her I did not have the money. Help !!! Is this a scam …
Melissa Waters joined PersonalCashAdvance.com as the head of communications in 2010 with a background in marketing and public relations. Waters take pride in helping consumers find an ideal financial solution in a timely manner. Waters handles customer and media inquiries in addition to contributing articles and managing social media operations.
I got a call today from a GA number, 404-996-1953, I was told that an arrest warrant was going to be out at at 5 pm today If I did not make a payment of 300.00 for a loan I did not receive , but bc I applied and cancelled and changed my bank acct information I was going to be held for check fraud, I explained that I never received the loan and she explained that I did not read the fine print that said that by applying for this loan I agreed to pay
I’ve been contacted back to someone I’ve been in touch with you and I’ve been in touch with you. The time if the loan and now I have only part time job so she said either I pay four hundred dollars or I will go to jail. Someone please help me is this real.
Every lender in our network provides the user with specific terms, conditions, and practices prior to the consumer’s acceptance of the loan. We recommend that you carefully review the terms and conditions of any loan offer presented to you. For more details about our Rates & Fees and Lending Policy web pages.

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