my son just got something in the mail. It claimed that checks were insufficient for a payment. I have wondered if it’s just a scam or fraud by someone using his ID ?? Told him to check with his bank and report this to the police.
That’s the real question Kristen. How do we stop them? If they are calling from overseas and flouting our laws, what can we do? I recommend that you file a complaint with your state attorney general, the Consumer Financial Protection Bureau (consumerfinance.gov) and the Better Business Bureau with as many details as possible, in case there is an investigation into this company. In the meantime, you may want to find out if your phone company offers a call screening service. It will cost a few bucks a month but may be useful.
DeYoung, along with three co-authors, recently published an article about payday loans on Liberty Street Economics. That’s a blog run by the Federal Reserve Bank of New York. Another co-author, Donald Morgan, is Assistant Vice President at the New York Fed. The article is entitled “Reframing the Debate About Payday Lending.”
I got a call from a guy claiming he was the guy that was sent to serve me for check fraud for a check I wrote a check on December 25, 2007. Honestly who would write a payday one loan on Christmas day. This made me suspect that something is funny. He called me from an unknown number. The guy gave me a 1-877-540 number and a case number which was only a few numbers. I called the number the guy acted like him
A payday loan is a short-term loan for an unexpected expense and is usually due to your next payday. Applying is fast and secure. In a few simple steps, payday loans can extend your budget to your next payday by offering the cash you need now.
Debt Collection Scammer
Tiffany – Phone numbers can be easily faked. And “a little convincing” is not good enough. What you need to know is whether they are a legitimate collection agency and you actually owe the debt. The first step is always to ask them to MAIL you information about the debt. That’s required by law. If they do not, then refuse to talk with them until they do. Do not accept email or anything less.
FULMER: If you associate the cost of paying our rent to our local owners, paying our light bill and electrical fees, paying our other fees to local merchants who provide services to us, we operate on a relatively thin margin.
6pm rcvd calls repeatedly from Michael Moore of “Fraud Office” trying to collect a debt from November 2008, which I’m sure I do not have to Money and More. Alledges, to Jasmine Wright and Maria Sanches that I have commited fraud and a warrant would be issued for my arrest if I do not send $ 1107.15 thru Money Gram and am harrased to send it immediately or expect to be arrested by 8am the next day . After several calls from my attorney to the # 5133994987, left messages, etc., no calls for a few hours now.
Hello I hope someone can help me please. I received A call from a guy saying he’s from Empire Mediation & Arbitration Service LLC. That they are taking me to court for defaulting on a payday loan with check n go. That I’m going to face a judge and there’s asking 2815 but if I pay today they’re willing to settle for 412.50. Originally my loan was 255.00. witch I got in 2008. I told them to send me a validation debut letter he said I can email you a settlement letter that they supposedly sent me a while ago. They had my old address But I never got anything because my mom lives there. So there is a saying that I’m going to get served with court papers and I have to face a judge also they want 2,815.00 for fees. Does this sound right please help. I called check n go they said they sold my case in 2009 and they have nothing to do with my case no more and that they are not suing me But they do not know who else has my case since the company they sell it too went out of business. Please help I must pay the 412.50. I do not work or have the money sine I take acre of my daughter who had cancer. Thank you
Payday Advance Atlanta
Thank you, I’m not sure the investigator called the house number and when I called the agency that is statewide mediation they said I should not see why a sheriff would come to my house over a debt owed
hi my husband got a call in july saying he had to pay a 300.00 loan and after all interest it’s 789.00. The company ACS claims that he has this through cash advance in America. Wehave spoke to two different people James connor and Kevin Watson and both have the indian accents. So we set up payments of $ 50.00 a week since july so we paid almost 400.00 so far they did send me something in my email of like legal look document and at the top of the logo says “the united states department of justice”. then i was online today and saw this and read it and i dont know if this real or what? Can you plz help?
In November I went throught the same thing. A call on a cell phone form “Bill Paxton” A Mid-Eastern sounding man told me that a lawsuit had been filed in my nma and SS number over an on-line payday loan that I did not pay back. When I asked some probing questions like what the state and county tha law had been filed in what was the docket number. And when I asked for a written verification of the debt he became very upset and put me on the phone with his “supervisor” he informed me that an investigator would be sent to my home and place of work and that I would be arrested and could end up with 6 years in prison I told him to go fuck a PIG. He then said I was in a language I could not understand then hung up on me.
Does a researcher who’s out to make a splash with some sexy finding necessarily work with more bias than a researcher who’s working out of pure intellectual curiosity? I do not think that’s necessarily so. Like life itself, academic research is a case-by-case scenario.
my fiancé has been getting phone calls from someone saying he is an official mike Johnson from 810-223-0563 said he got a loan for $ 300 over the internet but he did not. he applied for some loans but because his credit is bad and no bank account he could not get one. this guy says he got one but he told us where he was from and like most of you he had his name ss # where he works and is threating to have him arrested. We talked to a cop who said that if we had applied for a loan even over the internet they would have mailed out paperwork anyway with PAYMENT OPTIONS and how long you had to pay it back we got nothing and the pretend cop will not give us the It’s a good idea that we have a lot of money, but we have no money for it. what do you do when they keep threatening you and you have no idea what they are talking about.
CA residents: CNU OF CALIFORNIA, LLC d
You may be right that you have become a victim of a scam. We can not know if they will empty your accounts. Here’s a Credit.com article that will be useful to you in planning your next steps: How to Get Help if You’ve Been Scammed. Good luck to you.
After studying the millions of payday loans, the Consumer Financial Protection Bureau found that 67 percent went to borrowers with seven or more transactions per year, and the majority of borrowers paid more in fees than the amount of their initial loan. This is why Diane Standaert, the director of state policy at the Center for Responsible Lending, says 36 percent interest-rate cap, says, “The typical borrower experience involves long-term indebtedness-that’s core to the business model.”
numbers online and it looks they dont exist. I’m trying to report them before someone else becomes a victim.
Have you pulled your credit reports yet? If there was an unpaid balance from the payday loan you took out a while back, it could have been sent to the collections and increased interest interest over the years. If the account is in the collections or it is the result of a judgment against you and it has been reported to the credit bureau, it will appear on your credit report. You can get free copies of your credit report from each of the major credit reporting agencies at AnnualCreditReport.com. Keep us posted on what you find out!
He said he worked for Morgan Lewis on behalf of Money & More. He had all my personal information, bank information, ssn, dob. He told me I had committed internet fraud by taking out a loan and not paying it back. I did not remember to take out a loan online & told him I did not remember to take out a loan on the internet. He then told me that he had email transactions and verification from my bank that the ACH withdrawal was declined twice so I had committed internet fraud and was going to jail. He then hung up on me.
DEYOUNG: Studies that have looked at this have found that once you control for the demographics and income levels in these areas and these communities, the racial characteristics no longer drive the location decisions. As you can expect, business people do not care what color their customers are, as long as their money’s green.
, unless you have to show up and prove it.
Now that I’ve done a little research, I know that “Anthony Davis” who claims to be an attorney is a scam. See, I’m a legal assistant and have been in collections before and know the law. When this man told me that he would contact my employer to pay my bill, I said, “You have to take me to court, get a judgment and then garnish my salary” To this there was no response. Mr. Davis also told me that I would be “arrested” if I did not pay this debt. He calls incessantly: to my job and my cell phone. Thanks goodness he does not have my home phone number. Then I asked, “To whom do I have this debt?” He replies, “The company I represent owns many, many companies such as Cash Net USA, Speedy Cash. . “However, he did not tell me to whom I owe the debt and the amount of the debt. At first I was scared because I have defaulted on PDLs in the past, but ALL collection practices are governed by the Fair Debt Collection Practices Act (Federal Trade Commission): http:
Total repayments $ 0, made up of a fee of $ 0 and interest of $ 0. The payment amount is based on the selected variables, subject to our evaluation and suitability, and other relevant terms and conditions apply. *
I’ve been receiving similar phone calls from 877-824-6758 and 866-981-6854, from a guy named “Bill Davis” and a woman named “Amy Rogers” who claims to Bill’s “partner” .. they first called my work and left a message with my supervisor, claiming that they have two charges against me and that if I do not contact them they are going to serve me at work. Then the call to my cell and the threatening messages followed. I finally blocked them on my cell. So, “Amy” called my brother’s phone and left a message for him, saying that I had charges against me and I was being taken to court. This really ****** me off !! What can be done to stop these people? Can I report them to the police? !!! I’m getting fed up !!!
I received a call about a payday loan that I took out and never paid back. This guy was real nasty told me that I need to quit my job cuz they dont pay that much. Told me that if I dont pay thatvi can be charged with fraud asked for debit card number. Thankfully I had ten dollars less than the agreed amount in my checking n I have a block for overdraft fees. After this I called an attorney office and they said it sounds like a scam. Thing was that I owe a payday loan place and this guy had my name and social security number so I thought it was legit. I have since ordered a new debit card and i’ll talk to my bank about changing my checking acount number or something. I dont want these guys to get into my bank account number. He theartened to garnish my salary told me that if I go to court I could pay up to $ 2000 instead of the small amount that I really owe. Said he can come up to my work and serve me with a poster. I told him that I could only pay $ 50 now and then $ 50 a week and he said he needs 150 now and 100 a week. I do not see how anyone can deny a payment that makes me feel even more scam. U can pay hospital bills at a day and they’re not doing so why this would be any different. I do not pay anything until I get a short date and then I will go to court then I will pay. Until then oh Well I just got a job after being out of work for 4 months I have a lot of important things to worry about
For a while now, we’ve been getting complaints from Credit.com readers about fake payday loan debt collectors. I’m not surprised when I read the announcement this week by Illinois Attorney General Lisa Madigan warns Illinois residents to “be on the alert for scam artists posing as collectors of payday loan debt. The scammers call consumers and threaten them with legal action unless the victims authorize payments from their bank accounts. “Her office has received many complaints.
I just got a call from a very similar number- 855-216-1354. Having worked at a telephone company, it’s a good chance these numbers belong to the same company (only the last two digits are different). But, the company that called me was the Office of Progressive (??) saying my name was on some legal documents in his office. Tried calling back and the message kept looping.
I’m down with zero cash and applied for a payday loan now, I’m getting harassment calls from a phony call center (a double-wide trailer) deep in the heart of the Idyllwild Forest Reserves in California. They call and harass in a few dialects (Deep Indian, Middle Eastern, and Slavic … The phone number (951-468-0421) is listed as a lease from Sprint, and the thumbprint tracking that each call leaves leaves to that very location, Thanks to that phone’s GPS I had paid off the loan, Thank you, and now I’m still getting calls from ACS Legal Services. And then, If they persist, you can file harassment against the phone number and the person.
I’ve never heard of Money More or Money, but received a letter (very unprofessional actually signed in ink) by some small time debt collector claiming I pay or settlement (Payback & Associates, Henderson. places appear to be in NV).
A few months back, my best friend got a call from someone re: I said I was going to jail if I did not pay something by the end of the day. I had used her as a reference to a payday advance through Check N Go so that’s probably how they got her name and number. She called me hysterical, I freaked out and of course, called them. The guy was very rude and told me I would go to jail if it was not paid that day by 4 and told me I’d be arrested for check fraud. I explained what happened, did not give any info or offer payment, but was so upset. I completely freaked out and thought “oh my gosh, who will take care of my kids if I go to jail?” I called my attorney and he told me to ignore it, and that no, I could not get arrested. I was relieved !!! I do not have to pay for that payday above, I believe it was from a year or two ago. I lost my job after, fell on hard times and I still pick up the pieces of money and have not been able to pay it. Now that I’ve read this, I’m pretty sure these callers are scammers. Beware people! Oh yes, and of course, when I listen to the envelope info of the voicemails, they are blocked and it says “an outside caller”. I wish there was something I could do to get these clowns in trouble, because if I had made any payment and found out it was not paying my debt, I would be devastated.
Hey I’ve been getting calls from a bryan agent claiming to be from The Fraudulent Investigation Department. Number is 3474180337. He had a thick accent. He has threatened to come arrest me at my work place. Has anyone else heard of this company. Are they scanners? Also second company I missed the name but number number is 6303320770. This guy name was adam woods. He has been threatening me all day I have to go to western union and transfer money to them. I believe this is a scam. He says I will be arrested if I do not. Any suggestions
I also received several calls from an unidentified no. but the call sounds like she’s calling from overseas and can not make out the details. I called the Lady back and a male with a great Indian accent answered “Hello this is Dominic, How can I help? I asked the man the name of the company he represents and he goes Marshall and Associates. And he asked for my phone and he goes “I do not have that number in my system”. Yeah, exactly! ‘And he continues on asking me “If I have been briefed” Briefed about what? Moron. Oh! you have a pending lawsuit on committing fraud for taking out 35 payday loans, the bank tried to collect but they can not take
I received several calls from a donna mitchell she gave me a phone number to call 877-882-2435 with a case # i call tehm tehy say the are NCR (National Check Resolution) i really do not belive them when they say they are come to my place of work or my home to serve me .. i know it dosen’t happen that way i have talked to my local police officer and he said not to worry about it. But this time they sound so real .. I know i owe the money but the amout they gave me is atrocious. I just missed one payment and now they want about 800.00 when i only borrowed 350 and i’ve been paying 37.50 since may .. the lady (lisa) said i really do not care if you just pay or i just just a I do not know that it’s really good, it’s really good, it’s really good .. so i’m a little concerned i do not want to ignore it but it all sounds so weird during the whole phone call wiht lisa she kept putting me on hold. she said they would file with the clerk of court for fraud by deception .. and will only let me pay by credit card. I told her I wanted them to send me a bill in the mail and she said they told her they tried to contact me by email .. can not send by mail. I asked by mail again and to send in in payment .. I’m not sure to send them money my gut feeling does not send it to them … but my concious i know i owe the money ..
It starts like this: “Except for the ten to twelve million people who use them every year, just about everybody hates payday loans. Their detractors include many law professors, consumer advocates, members of the clergy, journalists, policymakers, and even the President! But is all the enmity justified? ”
I did not have any phone calls but my previous room was visited at home by a man named Lewis claiming he had a delivery for me and that he is a server server! She has been to her home several times and she has finally told her to stop her harrassing her as well. He left a fake look business card in which he wrote in his name and tel. # 425-223-8367. I have not called him to verify anything yet. Any suggestions how to handle or proceed with this? Any help is appreciated!
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