Gerri offers excellent advice on how to handle a debt collection here: If you are looking for a good deal,
“If these people are taking me to my local court should they not have this info?” By law, they have no right to collect. This is a standard procedure when dealing with any debt collector and under the Fair Debt Collection Practices Act, the collector must comply with this request. In fact, under the law, if a collector contacts you by phone they have 5 days in which to send you formal written notice that you owe the debt. The notice must include the amount of the debt, the name of the creditor, and your right to dispute the debt, in writing, within 30 days of receipt of the notice.
Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice a month. Again, this tool is completely free, and we mention that often in our articles, because we think it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com will not recommend a high-end platinum credit card that requires an excellent credit score You would probably be rejected, and that’s no good for you or credit.com. You would be more likely to get a product you need, there would be a wasted inquiry on your credit report, and Credit.com would not get paid. These are essentially what are commonly referred to as “targeted ads” in the world of the Internet. Despite all of this, even if you do not apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.
Within 72 hours they would attach my salary. She did not say what the debt was connected to.
Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you are interested in sharing them. Please email us at story ideas [at] credit [dot] com with comments or visit us on Facebook or Twitter.
This transaction is being made pursuant to section 23035 of the Financial Code and is not subject to section 1719 of the Civil Code. You are not liable under civil law related to returned return items if you default on this transaction. For example, you are not liable for treble (triple) damages, collection fees, or any other fees other than the $ 15 returned item fee that we charge per transaction (if applicable). As a result, we may not use or use civil return item laws to collect a defaulted transaction.
Paul – I know it’s not easy, but stop stressing. These guys are sitting in some of the country’s most popular people as they can. They can not hurt you. So understand that and do not let them scare you.
I was upset. I looked up Money & More online to see if there was a phone number that I could call to see if I could get more information since they were the ones I did business with. The website has no phone numbers. This to me is crazy. I had made a google search for Money and More when looking for their number. There are several forums and postings about scams to collect a debt from unsuspecting people. Most people are saying too that it was from 2008.
In April of 2000, Christopher Walken hosted Saturday Night Live. During the show, he would insist that Will Ferrell add “more cowbell” to Blue Oyster Cult’s “Do not Fear” the Reaper “; Before that, however, he made an appearance in one of the SNL’s satirical ads. Clad in yellow-sweater and perched next to Ana Gasteyer before a roaring fire-and speaking in a classically Walkenan growl-the actor engaged in a bit of confession: “In a marriage,” he intoned, the fire crackling behind him, “Intimacy is important. Erectile dysfunction is a thief. It takes away something very precious. “Walken went on to announce that he and his fictional wife had discovered, together, the virtues of Viagra. “It worked,” he said, as Gasteyer smirked and the fire crackled and easy listening music played in the background. He paused. “It worked a lot.”
I got a call today from some lady named ms jones nichole
I can not tell from what you are writing whether it’s a very aggressive debt collector, but remember the debt collectors must follow federal law (and often state laws) that prohibits harassment and false statements.
Have you pulled your credit reports yet? If there was an unpaid balance from the payday loan you took out a while back, it could have been sent to the collections and increased interest interest over the years. If the account is in the collections or it is the result of a judgment against you and it has been reported to the credit bureau, it will appear on your credit report. You can get free copies of your credit report from each of the major credit reporting agencies at AnnualCreditReport.com. Keep us posted on what you find out!
I received an email from a law enforcement officer. He claimed that I have a cash advance Inc. money and that they were getting ready to take legal action against me. The seal on the email said 712th non court court court. They were expecting a reply from me so I gave them one.
I have received a call from 2816748738 he sounds a little convincing but call me at 7 a.m. was alittle weird and I tried googling their company name and something else came up has anyone received a call from this number and what should I do?
‘S Eliana Johnson.
Rudy – Please do not freak out. This kind of thing happens all the time and what you’re saying happened has all the signs of a scam. I do not want to be taken by a scammer. Read this article: 9 Signs You Are Talking to Debt Collection Scammer
the past several days, some entity claiming they have papers to serve have been blowing up relative relatives. Trying to acertain my whereabouts. The days that I have not worked. No one has been to my doorstep to do, the email i recieved is at best enough to leave skepticism abound, considering the sentence and word structure and does not jive as being official. If you want to see it reply back
In the end, if they can not answer your questions or validate the debt (in writing), it’s probably a scam. In which case you may not be able to do much about the call but you can report them to your local law enforcement, your state attorney general, and the Consumer Financial Protection Bureau. You may even want to inform the caller that you have taken these steps.
Since the very beginning of our interactions with Mrs. Shank’s practice, the whole staff has made it intimidating and uncomfortable experience, as smoothly as possible for us. From our initial consultation with Dallas Anderson, to our many correspondence, via both phone and email, … Read More
may want to return the call to get more information about the debt. Go into the situation with your eyes open, alert to the possibility that it could be a payday loan scam. To help you through the process, Credit.com offers a number of resources to deal with collectors, your debt collection rights, and steps for protecting yourself from scams. Before you make the call, be sure to read through the following resources so that you know your rights and what to expect from a “legitimate” collector:
I have had three scams come to me. This has got to stop. They call my job and harass my boss and other people. How do they get your job phone number? ACS just scam me two weeks ago. Look out. Now I have a new one. Here is the phone number 760-269-3830. You know they have another country. You do not understand them. They just threaten you. Someone stop these jerks.
I have never felt so informed, relaxed, nor confident in any attorney before, ever! And all that changed once we met with Erin. Since I’ve had such bad luck with previous attorneys, I was under the impression that our appointment would be more … MoreI have never felt so informed, relaxed, nor … Read More
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