in giving your money to scammers. First, you can ask the caller to verify the debt. By law, you are entitled to documentation, sent via postal mail, which shows the debt is yours. You can find more information here: The Ultimate Guide to Debt Collection. Please read it, and do not pay money you do not have.
Same phone number only was a Tina, wanted to pay me $ 690.00 to pay off pay day, asked for the original bill said they didn; t have it, gave me 1 week then garnishment called my lawyer yet to hear back.
This is too much for me at least. These are Indian scammers. They do not care and it’s a scam. They are out to get you. So I take that seriously. I found out a nicely loud sports air horn magic works. I blow it into the phone. Nobody dared to call me back and that was it. I shared this with a few friends and it worked. I guess they needed their other ear intact. So I guess they call someone else. If that is you, do the same. I am determined to send them to another career with one ear messed up. I do not care because they do not either if they manage to scam me.
was fishy and it was a scam this guy was rude threating and harassing me to pay $ 920 i want to find this guy and charge him with threatening and harassment and i know i can tell if anyone has the same problem or is sueing him please and thank you
They ARE scams. Offshore scammers who threaten you and your family. I’m threatened to have my CIA brother in law “hellfire down on them and their families that they wish they were never born!” Taken from the scene where Tom Cruise talks to the terrorists in the movie ‘tropic Thunder ‘. I’m going to call them every day until eternity threatens them and their families with serious bodily harm and of course they will just disappear when the CIA catches up to them! Lol!
Turn the tables on them. You can report them to the FTC.gov. Give the FTC as many details as you can. If you have applied for a payday loan online in the past, you may need to include the name of that site in your complaint because your information was either sold or compromised and the FTC needs to know where these guys are getting personal information. That information will go into a database that is shared by law enforcement and other governmental agencies.
We had a call from Marshall & Fields law office in California, they said, demanding attorney info on an old loan back to 2009 from paydayone, well that has been paid for, then they wanted info, then they called my brother as he was listed I’m sorry, they gave me a number to call back to 740-364-0537 ,, they guy couldnt speak any english but ask the info he asked well i hang up and wait for the next call ,, I hope he understands english as he is going to get an earfull
FULMER: It would take the $ 15 and it would make that fee $ 1.38 per $ 100 borrowed. That’s less than 7.5 cents per day. The New York Times can not sell a newspaper for 7.5 cents a day. And somehow we are expected to be unsecured, relative, $ 100 loans for a two-week period for 7.5 cents per day. It just does not make economical sense.
of my ssn # and threatened to take me to court, but I have been ignoring his calls. Can you tell me if he really did anything. Thanks.
I would need that same number when I was in jail..I told her it was BS and I would not discuss further without proof in writing. I have paid off EVERY loan that I ever took out..none defaulted … and I kept the papers stating the fact!
Payday Advance America
I get them all the time too. Everything goes to voice mail If I do not know what I’m saying, I do not know what I’m saying.
CashNetUSA’s payday loans are short-term loans of smaller amounts, generally less than $ 500, that are designed to tide you over until your next paycheck. Our payday loans are usually paid in one payment after two weeks after financing.
Ask them to send you a notification of the debt. They are required to do that within three business days of calling you. If they are not, they are definitely not up and up. Also, debt collectors can not make false statements. Telling you that you will go to jail for check fraud will probably fall under that category. (You can not go to jail just because you can not pay a debt) and you’re right – not paying back a payday loan is not check fraud.)
serve me papers. She lives in Chicago and I live in southern Illinois. I called to see what was going on just to find out it’s a bill I’ve already paid off. The person on the phone told me that my account was just sold to them and they hired a locator to find me to serve me papers. They did not want to serve me at work. I told her it was paid off in July and she said I had to get a “Pay in Full” letter from the collector and they would drop it. I called Asset Management and they are sending me a letter. Asset gave me the corporate number for The Cash Store, I called and was told it was fraud and to stop all contact with this company. I’m still going to send in my “pay in full” letter but if I get anything from BOR again I’m going to go after them for violations of the law. This is ridiculous. I keep good records of all my payments and debts (I’ve had many over the years), I know a lot of people do not. They would have just paid them.
I made the stupid mistake, and because I was unemployed, but go back to work. I took out loans but started a new job, so I was not worried about paying them back. Well I lost my job and was unable. I’m looking for work, but I’m now getting calls from people other than I borrowed from. (capitol solutions) They are a scam from what I read. They threaten to have my paperwork sent to the court house, come to my house
The Illinois Attorney General’s Office says the bogus debt collectors have heard about using various names, including: Morgan & Associates, Federal Bureau of Investigators, DNR Recovery, DNI Recovery, Legal Accounts Association, Department of Law and Enforcement, CashNet USA , American Legal Services, Quick Cash, and ACS. If you hear from any of these companies, be sure to report them immediately to your state Attorney General’s office and the Federal Trade Commission
Cash Advance® is not a lender and does not provide short-term loans but refers consumers to lenders who can provide such loans. For this reason, we will not be able to supply you with an exact annual percentage rate that you will be charged if you choose to accept an offer loan. The loan interest rates are determined solely by your lender, with specific amounts determined based on the information you submitted to the lender. Your lender offers the APR, loan fees, and other terms. For help in understanding and using our services, consumers may refer to the FAQ section or Contact Us.
It may seem inconceivable that a company could not make money collecting interest at a 36 percent annual clip. One reason it’s true is that default rates are high. A study in 2007 by two economists, Mark Flannery and Katherine Samolyk, found that defaults account for more than 20 percent of operating expenses at payday-loan stores. By comparison, loan losses in 2007 at small U.S. commercial banks accounted for only 3 percent of expenses, according to the Kansas City Fed. This is not surprising, given that payday lenders do not look carefully at the borrower’s income, expenses, or credit history to ensure that she can repay the loan: That underwriting process, the bedrock of conventional lending, would be ruinously expensive when applied to a $ 300, two-week loan. Instead, lending to the borrower’s checking account-but if that’s empty due to other withdrawals or overdrafts, it’s empty.
I was contacted by the same company and paid. Did not receive a receipt either. Then I contacted the company they said I supposedly owed the money to. The payday loan company looked up my info and said I had never had a loan with them and advised me to call my bank. My Bank is now going after PDLR group for fraud.
Protections for servicemembers. There are special protections through the federal Military Lending Act (MLA) for active duty servicemembers and their dependents. These protections include a cap of 36 percent on the Military Annual Percentage Rate (MAPR) as well as other limitations on what lenders can pay for payday and other consumer loans. Contact your local Advocate General’s (JAG) office to learn more about lending restrictions. You can use the JAG Legal Assistance Office locator to find help.
When Britain threw out 23 Russian diplomats in response to an assassination attempt on Russian agent Sergei Skripal, Vladimir Putin, the president of Russia and the current bad boy of modern geopolitics, shrugged it off. With the relations between London and Moscow so strained, the embassy did not have all that much to do, anyway. The cost, Putin no doubt felt, was predictable and bearable. Then on Monday, 20 other countries, from Albania to Ukraine, joined in a coordinated expulsion campaign, with the United States accounting for 60 of the Russians sent packing. On Tuesday, NATO announced it would expel seven Russian diplomats in response to the poisoning. Suddenly, the Kremlin is not looking really so comfortable. With the Skripal hit, it looks like Putin may have finally overreached.
A cash advance is a service provided by the most credit card and charge card issuers. The service allows the cardholders to withdraw cash, either via an ATM or over the counter at a bank or other financial agency, up to a certain limit. For a credit card, this will be the credit limit (or some percentage of it).
You can do all of us should do – check your credit reports and scores regularly. Given the number of data people are required to give Social Security numbers, we are all at some risk. We wrote about somewhat similar situation here: Help! Someone Is Using My Social Security Number
i get harrassed from this lady name judy bowling stating that i owe over 10,000 to this payday one loan.i never made a loan.i have never filled out a application or i never did any business with any loan.its scary that they have my social security number, my drivers license and all my private info.what can I do?
The problem we’ve been looking at today is pretty straightforward: there are a lot of low-income people in the U.S. who has come to rely on a financial instrument, the payday loan, which is, according to its detractors, exploitative, and according to its supporters, useful. President Obama is pushing for regulatory reform; payday advocates say the reform may kill off the industry, leaving borrowers in the lurch.
Saying you’re going to be arrested for fraud because you have not paid your payday loan is a bogus threat. The fact that they have all this information about you does not mean it is a legitimate collection attempt. And the fact that you want to pay with a moneypack is a big red flag. I would suggest you turn the tables on them and report them to the Federal Trade Commission and Consumer Financial Protection Bureau (consumerfinance.gov). Next time they call start the conversation by telling them you are going to record the call to deliver to law enforcement – and do so!
The same number has been harrassing my work place for the past two days. The breifly talked to him and told him that I would call him back after work hours. But no one answers. Now he’s talking to almost everyone here at my work claiming that they are cussing at him. I already told him to stop calling me work. That’s pissing me off, I do not know what else to do!
my fiancé has been getting phone calls from someone saying he is an official mike Johnson from 810-223-0563 said he got a loan for $ 300 over the internet but he did not. he applied for some loans but because his credit is bad and no bank account he could not get one. this guy says he got one but he told us where he was from and like most of you he had his name ss # where he works and is threating to have him arrested. We talked to a cop who said that if we had applied for a loan even over the internet they would have mailed out paperwork anyway with PAYMENT OPTIONS and how long you had to pay it back we got nothing and the pretend cop will not give us the It’s a good idea that we have a lot of money, but we have no money for it. what do you do when they keep threatening you and you have no idea what they are talking about.
Same thing happened to me the same name and number on my phone. The number to get in touch with Ms. Ingram is 1-877- 258- 1188. When asked the name of this company they refused to give information and hung up. Names used are Ms. Barry, Ms. Ingram, and today Ms. Rios. They are threatening me with wage garnishment etc. They refused to give the name of and original debtor. I have no recollection of oweing. Need to know who to call to stop this.
The Credit.com team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We will not tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things related to money and finance we think are interesting and want to share.
with a group of attorneys called “Horizon Legal Group”. The phone number they gave is 888-257-3157
payday loan recovery group, 1-877 * 601-5871, has been reported to the Alabama Attorney General for making calls claiming to have information about the garnishment of a payday loan …. we are currently tracking the site and will back track it to the source … we are trying to catch you
This same Michael Moore had contacted me about 6 months ago, from a different #, with the same story of serving papers for my arrest about 6 months ago but that I owed money to PDL Loan for November 2008 … which I’m sure I do not owe, and I should send a payment immedately to settle claim.
But there is one statistical tidbit that flies in the face of this conventional wisdom: A clear majority of same-sex couples who are living together are now married. Same-sex marriage was illegal in every state until Massachusetts legalized it in 2004, and it did not become legal nationwide until the Supreme Court decision Obergefell v. Hodges in 2015. Two years after that decision, 61 percent of the same-sex couples who were sharing a home were married, according to a set of surveys by Gallup. That’s a high take-up rate: Just because same-sex couples are able to get married does not mean they have to; and yet large numbers have seized the opportunity. (That’s compared with 89 percent of different sex couples.)
After reading everyone’s comments it sounds like I should not give in giving them money for a PDL I never received. The scary thing is what will happen if I do not ignore this. I mean is there a real legitimate way they can have any impact on my credit or SS # or place of employment?
There is no surefire way to stop them other than to use some kind of call screening service where only calls you approve go through. You can get some ideas from this piece I wrote: http:
of course, I got VERY upset! The thought of being locked up from my husband and our kids scared the hot piss outta me! So I went ahead and gave them my pre-paid debit card info and told them that we would try to pay when our money came in and then we wanted to know when we filed. then he put me on to call their client and when he returned to the phone he said we need $ 25 on 2
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