scammers start telling you you’re going to be arrested and they’re going to garnish your salary THAT’S BULLS # $ T. That requires a court order and by law you are notified of the court date in writing so you have a chance to show up. No matter how much they threaten you NEVER give them your personal information, bank account numbers, social security anything. They’re on a fishing trip and the more info you give them, the easier it is to clean you out.Notify your family, friends and especially your boss that you are being scamed.Then if the scammers call them they will not be caught off guard.Let a stop to these theives, all debt collection is regulated by Federal Law. Get informed. Know what the Statute of Limitations is in your state. Do not answer the phone and give these scammers an invitation to make your life miserable.
I have been receiving calls from what sounds like the same group of folks. Starting last week I had a message from “Justin Jones” stating that I had to contact him immediately or have my attorney contact him that I would be sorry. If he did not hear from me that I would face some serious legal actions. He also said that they would come to my workplace or home and I will be the only responsible person for further legal consequences and that I should call him bsck as soon as possible before it too late. Thank you and have a blessed day, goodbye. It was very broken Indian dialect. I returned the call and spoke to Derek Anderson. Apparently Justin Jones is one of his “officers.” I was told that They would be willing to settle for $ 998 in place of the $ 1795.00 they said I owed them through Advance Payday Loan. I have never taken a payday loan. I had to give him a debit card or send a payment via Western Union right away or they would have the sheriff come to me on the following three charges. 1 breach of federal banking laws 2 Collateral check fraud, and 3 Theft by deception. I asked for a physical address so that I could send the funds via overnight delivery or some other traceable method. He did not want to give me a physical address but after much questioning from me he gave me an address of 633 Marimbo Street New York, NY 10023 But that they would not accept mail payments, only Western Union (he forgot about the debit and credit card at this point)
Please do not panic. You can not be arrested because you can not pay this debt. If they call again, you can not reply until they send something in writing on their letterhead by mail (not email!). That’s your right under federal law. (A warrant for check fraud is a sign you are dealing with a scammer. That’s not check fraud
I received a call from [redacted] indicating that she had an order to complete about the charges for distribution of fraudulant text related to the social security number and provided she would be serving these documents to me at my home address. address] today and if service could not be made they would contact my employer and inform them that service would take place at their premises. She said if I had any questions or wanted to set an alternative service to contact the complainant’s attorney at [redacted]. I work at an attorney’s office so I brought this to the attention of an attorney in our office. He called the number, and identified himself as my attorney. The gentleman was very rude and said he could not discuss it with him without a letter of recommendation and that when I received the papers I could bring them to the attorney to review. When he said I was present and would like to ask what was about he still refused to give any information and again said to wait for the papers to be served. My attorney asked him if he was familiar with the fair debt practice act and the gentleman said it was not about a debt. I later called him back if he could please let me know what was all about and he again refused because he says I have a counsel, though he previously refused to tell my attorney any information because there was no letter of representation. The man was very rude and hung up on me. I called back and again asked to please be given any information about the issue, he said he could give me information but was choosing not to and again hung up on me. I called back and said it was a policy to not discuss the matter if I am represented by the counsel. I asked if their company [redacted] was the one suing me or someone else and he said it was them. I asked if he could please at least tell me what court was being filed in. After a very exasperated sigh and some computer typing, he said it was being filed in [county I lived in 8 years ago] through the office of [provided the name of prosecuting attorney for that office]. I then called that prosecuting attorney’s office and let them know about the call and asked if they had any cases with my name, which they did not have and suggested that maybe it was a civil case. I then called the circuit clerk’s office and again told them the situation and asked if anything had been filed with my name and they had nothing. After bringing this information back to my attorney he said it was very likely to scam and to inform the Attorney General’s office. I called and gave the Attorney General’s office all the information and was again told that it was very likely a scam. I suppose we will see if I have anything to do in the next few days …
the phone, because I had not received any correspondence from the company. He told me it was not their responsibility to chase me down to collect a debt, that it was my responsibility to take care of it myself. As their lawyer, I could pay him and it would all go away. I said no, and he hung up on me, laughing, quite rudely, stating, “Have fun rotting in prison.”
We also have received several calls. We had applied months back for a payday loan. When we called us back to confirm they were only willing to give us half of what we needed so we told them we were not taking it. Now months later we are getting phones, with the number coming up unknown or as 00000. The guy claims his name is John Frederick. He claims he is from the George Washington Associates and that unless my boyfriend calls him back they will have to take him to court. Repeatdly asks for our attorney’s information. We’ve told him we do not have one and he tells us we get better or pay the debt. My boyfriend works out of town during the week, so the first time I got this call I said this and asked for the name of the company that they are persuading the debt for. He will tell me that he can not give me that information. But when my boyfriend calls them back they will not answer his calls. Today I told him that he had all our other information, so if the debt is real send it to us in paper work, and to stop calling because we have already notified the authorities. I then told him to have a nice day and to F *** off. When he leaves the message on our machine they are always ending “If we do not hear from you all I can do is wish you the best of luck like this badly unfolds on you.” How do we stop these when there is no number ? Its really annoying.
Just received a call from 9206364434 saying I had committed bank fraud theft and a host of other charges and I was going to go to jail, very aggressive and could barely understand him. He did not understand the F word though.
Beware folks. The first letter I got, they wanted 1300. and used a old address from 2003 and the supposed date of the debt was 2007 !! I did not even live there in 2007! The second letter I got was for 984.00 and they would call the DA if I did not pay up.
I was contacted by these people
Ron – You sure should report this to your local law enforcement. There may not be a whole lot you can do but it’s important to file a complaint. (You can also file a complaint with your state attorney general and the Consumer Financial Protection Bureau.)
CA residents: CNU OF CALIFORNIA, LLC d
Your mother should be contacted both by phone and by postal mail. A collective agency that refuses to do that is not complying with federal law. In such cases, we recommend submitting a complaint to the Consumer Financial Protection Bureau. You can find more information about dealing with debt collectors here:
for a payday cash advance to be sure you are making an informed decision.
• Ask the collector for the name and address of the collection agency for which he or she works. Then ask him to send you written information about the debt. Any legitimate debt collection agency will do this because it is required under the federal Fair Debt Collection Practices Act.
Fulmer’s firm, Advance America, runs about 2,400 payday loan shops, across 29 states. All in, there are roughly 20,000 payday shops in the U.S., with total loan estimated at around $ 40 billion per year. If you were back to the early 1990s, there were fewer than 500 payday-loan stores. But the industry grew as many states relaxed their usury laws – many states, but not all. Payday lending is prohibited in 14 states, including much of the north and in Washington, D.C. Another nine states allow payday loans but only with more borrower-friendly terms. And that leaves 27 states where payday lenders can charge in the neighborhood of 400 percent interest – states ranging from California to Texas to Wisconsin to Alabama, which is what drew President Obama there.
any other information. The payday borrower then writes a check – and this is the key part of the technology – the payday borrower then writes a check for the amount of the loan and postdates it by two weeks. And this becomes the collateral for the loan. So payday will not pay the loan in two weeks, the payday lender then deposits the check.
(715)629-1149 just got a call from this number.telling me charges had.been had to be able to verify my address so I could receive these sealed documents. I did not give out any of my info he already did not have. I almost gave out my info but thnxs to.this informative website I knew
I’ve been receiving calls from someone who is saying i owe money to a first american cash advance first of all i can not even get a payday loan in the military besides that they have been calling my real work place and it has been difficult the I do not know what that means but i say they work for the fbi and if i do not pay i can go to prison well i never even get anything in the mail about This is as well as not having a payday loan so i know it fake I just want them to stop calling and harassing me what should i do? They should like oversea people I can not even understand them and they are saying there’s going to be investigated so what can I do?
I started doing research about the organization and I had checked the Better Business Bureau and had lots of complaints and rated with an “F”. I did not contact Check N Go about which company they sold the account to and it was not PDL so I’m wondering how they got my information. I had given PDL $ 25 just for them to stop calling me so much I wonder if I should have done that.
I just dealt with ACS. They have been hounding me for a couple of weeks trying to get me a total of $ 625. One person calls immediately to the “supervisor”, Denis Petersen. They even faxed and emailed me to complete (completely bogus) to authorize a credit card only payment plan. When the first payment came, they became very aggressive, calling my cell phone over a dozen times in a row in one instance. Today they called my primary job (hospital ER) yelled at a nurse and called her a stupid bitch, my coworkers rightly freaked and went to my manager who called me. I assured her that people were scammers and told her I would immediately call the FTC and states the attorney’s office, which I did. I also had her apologize to my coworkers. I was so upset, I was shaking. I called ACS and confronted Denis Petersen, who had been the fake supervisor bullying these payments. He told me he could call me the same things and hung up when I said his behavior was illegal. I then received two calls on my cell. I call back and say stop calling my cell. This Denis Peterson goes to the person who called me “Why did you call her cell, I told you to call her work so she loses her job!” I just
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Tiffany – Phone numbers can be easily faked. And “a little convincing” is not good enough. What you need to know is whether they are a legitimate collection agency and you actually owe the debt. The first step is always to ask them to MAIL you information about the debt. That’s required by law. If they do not, then refuse to talk with them until they do. Do not accept email or anything less.
remember they are sitting in a boiler room somewhere – maybe not in the US – making false threats. If you need to, call your phone company and find out how to put your phone call on your phone. Or get a google voice number and set it up so that only calls from people you know go through.
I had a company contact me today and they said I have a furniture store I did not have an account with the company but they will not send me any documentation from there company and said if I do not pay in an hour a warrant will be released and I will be arrested I’m going to school and do not want to mess up my life so I should pay them
Installment loans offer larger loan amounts and longer refund terms than payday loans typically provide. An installment loan offers you the ability to repay over time, according to your pay schedule.
The laws in your state may permit, regulate, or prohibit these loans. Some states do not have payday lending because these are not allowed by the state’s law or because the payday lenders have not decided to do business at the interest rate and fees allowed in those states. In states that do not allow or pay for payday loan, you may be able to obtain more information from your state regulator or state attorney general.
This has all the hallmarks of the payday loan collection scam that’s happening all over the country. I am quite confident you will not be served with any kind of papers. Even if they could sue you, they could not suspend your license! (As you say, what is the license?)
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