They are so far breaking the law. I have not received a written statement regarding the debt of these payday loans. and they have threatened dire consequences multiple times (number 5 in your article), they definitely call earlier
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I received a phone call today from an “investigator” stating that there is an investigation on me that I have to give a verbal statement. I called the woman back and she gave me this talk about it’s because of a unpaid payday loan from like 2007. I told her it was not on my credit report and asked why. She replied because “the US federal government is holding your ssn and that it would not show up anyway because it was an open case” (the open case thing is false I know, just checked my credit report again, there’s open things on there ….)
wish I had an answer for you as far as stopping the calls. You may want to find out if your company offers service that screens calls for you. (It requires callers to announce themselves and then choose whether to take the call.) Google voice does this for free. It will allow you to select which calls you can use without announcements and which you have to screen. I use Google voice and like it alot. It can do the trick for you.

Payday In Advance Online

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Sorry you let fear overtake your good judgment. You can report it to your state attorney general or you can try filing a report with the Consumer Financial Protection Bureau. However, many of these operations are based outside the U.S. and can be hard to track. And next time – and hopefully there will be no one – keep in mind that you have rights that should be respected.
I did not give her my new address. I know the debt is not mine and sound bogus. As my bank representative pointed out it, if the debt was real I would have noticed either the money being withdrawn or would have seen a bunch overdrawn transactions. The Account was active until last week when I closed it. So he said the only way they do not get paid is if you withdraw all your money or you close the account the loan is linked to. So that’s what’s setting off some red flags that this may be scam.
summon at an address I did not live at for 8 years .. When I asked for proof of the original debt, she put me on hold … I waited for a 1
that the company is legitimate. In addition, she should NOT pay with a prepaid card. This is what the scammers ask and that is because it can not be traced.
Crystal – It could be a scam or it could be a legitimate collection. They being detective sound suspect but to know for sure, you’ll need more information from them. For step-by-step instructions on how to deal with a collector when they call, this resource can help:
Applying online is easy with Check `n Go. You can access our online application anytime, anywhere and get your money as soon as the next business day, if approved. Funds are deposited directly into your checking account. If you prefer to apply in person, we have more than 160 stores throughout California. Visit the store, and one of our friendly friends will walk through the application process. If your loan is approved, you can receive your money before leaving the store.
Just today a person who is calling himself Sam Johnson offered me a loan but wanted $ 185 dollars first. He keeps on blowing my phone up. Here’s the number for this person and they do not know that i know they are up to. The number is 1-347-408-0091. Get these people arrested before they rob more people who are gullible.
Advance America will work with you to establish payment arrangements. And we’re committed to collecting past due due in a professional, fair and lawful manner. We do not report to credit agencies.
They ARE scams. Offshore scammers who threaten you and your family. I’m threatened to have my CIA brother in law “hellfire down on them and their families that they wish they were never born!” Taken from the scene where Tom Cruise talks to the terrorists in the movie ‘tropic Thunder ‘. I’m going to call them every day until eternity threatens them and their families with serious bodily harm and of course they will just disappear when the CIA catches up to them! Lol!
scammers start telling you you’re going to be arrested and they’re going to garnish your salary THAT’S BULLS # $ T. That requires a court order and by law you are notified of the court date in writing so you have a chance to show up. No matter how much they threaten you NEVER give them your personal information, bank account numbers, social security anything. They’re on a fishing trip and the more info you give them, the easier it is to clean you out.Notify your family, friends and especially your boss that you are being scamed.Then if the scammers call them they will not be caught off guard.Let a stop to these theives, all debt collection is regulated by Federal Law. Get informed. Know what the Statute of Limitations is in your state. Do not answer the phone and give these scammers an invitation to make your life miserable.
from overseas, they are right here in the United States. I work for an outsourcing company at law firm. They called my manager on his cell phone while he was in a meeting. My manager answered it thinking that it was someone he knew since the number had the same area as the city we live in. The man on the other line told him that he was a server server and that I should call him at 855-282-0910 or I would be served papers at my job for check fraud. I already knew that this was bogus but either I called to tell them not to call my manager’s number EVER !!! When I got someone on the line, they kept telling me that I had a PDL from last year. I did not even care about that mess because they did not send me any correspondence and I know they must have violated so many laws just by diclosing that info to my manager. In the end they refused to call him and blamed it all on the server server. When I called him back, it kept going to voicemail. I even went as far as looking up his name on a website for Texas process servers. Come to find out that they can falsify caller id information so you can believe that crap. Investigative Services, whatever. Oh, the name of the collection is Westwood Asset Management. They claim that the name of their company is Huntington, but that’s bull too. I found out that they like to change names as well as numbers. Just makes me sick.
It sounds like if the caller is breaking the law; a collection agency can not send you to jail. Read 5 Things to Debt Collector Should Never Say “and 11 Ways to Debt Collector May Be Breaking the Law for more information and advice on how to handle calls.
The staff and Erin were great. I would recommend Erin to anyone. Compared to our other lawfirm she saved us 10’s of thousands of dollars on our bankruptcy Erin is the best we do not think we could have done without her.
you took out these loans now you people dont want to pay them back and eveyone wonders why the economy is the way it’s a cause of people like you get off ur a ** and get a job and start paying back your debt
If you did not get the right date and the date they did give I was out of the country so got there called one uncle who is a cop in the city number came from he busted 3 hindi’s man were they surprised. no time doing good in the desert and face being deported on the end of jail time, yes bubba loves her new roomies too
I can not tell from what you are writing whether it’s a very aggressive debt collector, but remember the debt collectors must follow federal law (and often state laws) that prohibits harassment and false statements.
Thanks so much for doing this. You have proven you are an honorable person and no one will blame you. Everyone needs a job but you were brave enough to quit when you found out they were immoral. You have been very helpful!
In a perfect world, you will be able to get a quick cash advance on your paycheck to pay the bill. Then when your next payday rolls around you would pay the cash advance back. Fortunately, you can do that with an online cash advance from Check ‘n Go. †
I was upset. I looked up Money & More online to see if there was a phone number that I could call to see if I could get more information since they were the ones I did business with. The website has no phone numbers. This to me is crazy. I had made a google search for Money and More when looking for their number. There are several forums and postings about scams to collect a debt from unsuspecting people. Most people are saying too that it was from 2008.
An excellent experience through a harsh time in my life. The paralegals and Ms. Shank himself explained all details expertly and accommodated me the whole way. Friendly staff, fair fees. Definitely The attorney to head to for bankruptcy help in central Texas.
Christy – Do not panic. It sounds like you’re talking with a scammer. Please read this article. Do not send them a prepaid card. If it was a legitimate collection agency they would allow you to send a check. They want a prepaid card because it can not be traced. And once you pay them something, they will never leave you alone. Read this: 9 Signs You Are Talking to Debt Collection Scammer

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