i get harrassed from this lady name judy bowling stating that i owe over 10,000 to this payday one loan.i never made a loan.i have never filled out a application or i never did any business with any loan.its scary that they have my social security number, my drivers license and all my private info.what can I do?
Cash advances are another short-term loan option that can help bridge the gap until payday arrives. You can apply in minutes and, on approval, the cash from your cash advance is deposited in your account as soon as the next business day.
Sorry you let fear overtake your good judgment. You can report it to your state attorney general or you can try filing a report with the Consumer Financial Protection Bureau. However, many of these operations are based outside the U.S. and can be hard to track. And next time – and hopefully there will be no one – keep in mind that you have rights that should be respected.
my fiancé has been getting phone calls from someone saying he is an official mike Johnson from 810-223-0563 said he got a loan for $ 300 over the internet but he did not. he applied for some loans but because his credit is bad and no bank account he could not get one. this guy says he got one but he told us where he was from and like most of you he had his name ss # where he works and is threating to have him arrested. We talked to a cop who said that if we had applied for a loan even over the internet they would have mailed out paperwork anyway with PAYMENT OPTIONS and how long you had to pay it back we got nothing and the pretend cop will not give us the It’s a good idea that we have a lot of money, but we have no money for it. what do you do when they keep threatening you and you have no idea what they are talking about.
I got a call yesterday from a company called PDLR. This woman’s name was ms. ingram and she did not have an accent like a lot of the companies sited here. She said she was trying to settle a payday loan that I supposedly did not pay before they starte wage garnishments. She could not tell me who the original loan was with-said they were not a collection agency but that the original company did not send paerwork to me that was returned when I requested proof of the debt. The number they called from was 630-844-5678. Neither the company name or phone number popped up when i googled, but this is clearly a scam. I called back the number and the same person answered, but she did not identify a company. As far as I’m concerned, they can pound salt.
A Review of the Department of Defense’s Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents, hearing in the U.S. Senate Committee on Banking, Housing. & Urban Affairs, (September, 2006).
• Ask the collector for the name and address of the collection agency for which he or she works. Then ask him to send you written information about the debt. Any legitimate debt collection agency will do this because it is required under the federal Fair Debt Collection Practices Act.
Hi I just received a call today from a company named Retrieval mediation phone # (614) 340-7363 claiming that I did online payday loan back in 2010. What I do not have my question has anyone heard of this company. The lady gave me a name Karry Watson but would not give me the address to the company
Counselors and Lawyers with Nationwide business operations. They called me multiple times alleging that my mother owed a $ 2,000 debt for writing bad checks. They said that the party wanted to prosecute and provided a fake address and social security number that was supposedly my mother’s. They did not provide any website, no bar number and
I’ve been getting these calls. They are also calling my job that I did not have at the time of this alleged loan. I do not want this to affect my job. They’ve called back to back and would not say who they are with and would not agree to send me a letter, saying they have sent several email. There is a call coming through right now while I’m writing this from 1243521256 and yes that’s all of the numbers … eh caller fraud ID as well. What is the name of Vaness? and gave a call back from 650-835 – ???? number. Omg! I am about to file a police report and open a FTC Case in my state.
Total repayments $ 0, made up of a fee of $ 0 and interest of $ 0. The payment amount is based on the selected variables, subject to our evaluation and suitability, and other relevant terms and conditions apply. *
For a Check ‘n Go online loan the minimum loan term is 10 days and the maximum loan term is 31 days. For a Check ‘n Go store location the minimum loan term is 5 days and the maximum loan term is 31 days.
I spoke with a lady named Savanna from the “Division of Processing”, who told me that I had On-Line Pay-Day Loan through Kenwood Services from 2010 that was unpaid and that it was determined that I did it with the intent to commit fraud money. The amount was for $ 420.00, but with fees added they were $ 1820.00 and additional court fees of $ 2500.00 would be added. When I began to ask questions (I thought that the account they claimed I put in the application was closed in 2008, and the address that was for me was 8 years old), she started to get angry with me. All I was doing was trying to get information about the original debt, which she could not give me. She also told me that I was going to be served in a criminal summary and prosecuted for Financial Fraud. When I started explaining to her the law about debt collection, the statute of limitation for legal action on such a debt, and that threatened me with crime action was indeed, illegal, she first told me “do not tell me how to do my job … “. Eventually, she hung up.
saying that I was paying in full etc. and then after I paid in full, I called the company that they said I had the loan with and they advised me that my loan was already paid in full a few months ago and said that the collectors were not associated with them. Boy, did I learn my lesson. What they are doing is taking your personal information from any possible attempt to take out a payday loan or if you have taken out a loan sometime. New trick is a company called FUNDEDPAYDAY.COM took an ACH payment out of the bank account for $ 14.95 and said that I filled out paper work asking them to find me payday loan for this fee. Unbelieveable, why would anyone pay a fee for someone to find them a loan, when we all know that we can get it for free. The next time you get any calls like this, do your homework and take down all info that you can from them. Tell them you want a copy of the original loan paper and when you take out the loan, the amount of the loan, the claim number etc … WE ARE HARD WORKING PEOPLE AND WE NEED TO START FIGHTING BACK.
So I did call them back, spoke to a different person, to inform them that this is bogus and there is no record of any kind for any payday loan. I started to tell her what the bank associate told me about how payday loans work and if I or someone else did not take these loans there would be a try to collect on in through my bank account. She said she knows how they work and do not need me to explain it to her. She also told me that since they are only a mediation firm that is just looking for volunteer settlements of the debts they are not bound to the Fair Debt and Collections Act and said we are not going to force you to pay this back to our client.
Diane Standaert is the director of state policy at the Center for Responsible Lending, which has offices in North Carolina, California, and Washington, D.C. The CRL calls itself a “nonprofit, non-partisan organization” with a focus on “fighting predatory lending practices.” You’ve probably figured out that the CRL is anti-payday loan. Standaert argues that payday loans are often not used how the industry markets them, as a quick solution to a short-term emergency.
One problem with the payday-lending industry-for regulators, for lenders, for the public interest is that it defies simple economic intuition. For instance, in most industries, more competition means lower prices for consumers. That maxim certainly helped guide the deregulation of the fringe lending business in the 1990s and some advocates still believe that further deregulation is the key to making payday loans affordable. Yet there is little evidence that a proliferation of payday lenders produces this consumer-friendly competitive effect. What’s the difference: There are more than double-paid loans in those states (Idaho, South Dakota, Texas, and Wisconsin). by residents of some other states, according to Pew. In the state where the interest rate is capped, the rate that payday lenders charge gravitates right to the cap. “In the race to the lowest rates, it’s a race to the highest rates,” says Tom Feltner, director of financial services at the Consumer Federation of America.
poor reviews. This Marsha has told me that I’m being sued for nonpayment and that they need to be contacted by my lawyer and today wanted to know if I was going to defend myself or what. she says my account number is 14918-1219 also that my conscience would be suspended for 120 days WHAT LIC. and when I asked was given a list of possible lic that could be suspended including my drivers lic.
The staff and Erin were great. I would recommend Erin to anyone. Compared to our other lawfirm she saved us 10’s of thousands of dollars on our bankruptcy Erin is the best we do not think we could have done without her.
Had the same call as Jeannie. I originally got a call from MS. Gilmore and now MS Berry from 877-258-1188 stating that my payment did not go through and that they would be proceeding on garnishment. I feel this is a scam. The call from MS Berry came on on Fri afternoon 4-1 at 4:45 AM. PDLR is the name of the company they claim. I did call the number back this morning and the person who answered the phone call me for my phone numbmer and then told me that MS Gilmore and MS Berry do not come in before noon. She told me I wouold have to call back then. Do not most legit collections of agencies that give you a number and name to call at least have voice mail. I feel this is a SCAM and I hope it stops soon. Any ideas I can do in the future to stop these people? Please advise if you do
Yes .. I’m getting the same calls as you and from the same guy .. Timothy and yes, he said he’s calling from ADR .. and today I got a call from Tom Hayden who did not identify the company he was he .. he said he received a fax in his office and I had one chance to clear it up by calling 877 548-4064 .. he said I have charges pending against me and would be served. He did not leave a number he could be reached at only ADR’s number. When I called the lady said that I had a loan PD and that I had to pay it right then over the phone by credit card or debit card or give them a member of the credit card etc .. otherwise I was going to be served and would have to go to court and possibly be jailed for check fraud. She then put her “boss” on the phone who named her Gregory Scott and said she would do me a favor and reduce the amount owed by 200.00 which is what she was going to pay the server to come and serve me papers but Only if I can secure him with a debit card or credit card. I asked him where he thought I could get one and he said ACE cash express .. I told him I did not have a credit card nor did I have a pre-paid debit card .. I asked him for the information in writing so I could verify that they were legit and he hung up on me. Seriously, maybe we should do something about this ADR company .. they called my cousin and I never used my cousin as ANYTHING reference and they threatened him (this time when he just lost his sister to cancer) and they told him he needed to secure my debt.
Since the very beginning of our interactions with Mrs. Shank’s practice, the whole staff has made it intimidating and uncomfortable experience, as smoothly as possible for us. From our initial consultation with Dallas Anderson, to our many correspondence, via both phone and email, … Read More
I took a loan from Money and More in July 2008 and paid the loan back in Aug of 2008 with an electronic with drawl; by Money and More. I had the bank send me my bank records showing both of these trans shares however I was told that unless I had a letter from Money and More that this had been paid my bank records are useless. I have had many payday loans over the years and have never received a full payment from any of them but have always been able to contact them online to check my history can not do this with money and more and the only phone number I can find is not inserving 951-922-6286 who is the scammer ?????. The calls do not come every day they are about 1 or 2 weeks apart. guess I’ll just have to wait and see if they are doing papers on me they know a lot of my personal information as told them I would not send them my bank statements she then recited my bank account number from the account I had at that time has since changed accounts. I have asked for things in writing and have to recieve anything.
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