MARC FUSARO: The Consumer Credit Research Foundation and I had an interest in the paper being as clear as possible. And if anyone, including Hilary Miller, would take a paragraph that I had written and re-wrote it in a way that made what I was trying to say more clearly, I’m happy for that kind of advice. I’ve taken papers to the university writing center before and they’ve helped me make my writing more clear. And there’s nothing scandalous about that, at all. I mean the results of the paper have never been called into question. Nobody had suggested I changed any other results or anything like that based on any comments from anybody. Frankly, I think this is much ado about nothing.
What exactly did your son receive in the mail? It sounds like if your advice is wise. It’s also a good idea for your son to check his credit reports to see if there are any accounts he does not recognize and to dispute any errors. Here are a couple of resources that may be useful:
This morning I received a call, and my father did as well, from 716-244-6551. I was given a number ID. I do not answer unknown numbers. I call back after hearing a voice mail. My dad told me that they issued a warrant for my arrest in Bexar County. I called them back because the voicemail they left was basically stating the same thing.
Establish the correct entity that should rightfully receive payments on this debt. If you are going to settle on a letter stating the settlement terms. It has to state that on payment of $ x the debt will be deemed as “settled in full.” Then keep that payment proof for life. These C.A. resell your debt later to another C.A. and then it’s the same story collections all over again.
I worked. I got all the information from the lady (who at the point was very nice and helpful). I then contacted my bank and requested bank statements for August and had no deposit from any other than my employer in my account. My bank told me it was a scam and not to worry about it. A couple of days later they called back for the money to avoid legal action. I told them I had bank statements
wow. That’s disgusting, especially towards your daughter. I’d have told them “odd, I’ve already talked to my county sheriff about this, so PLEASE some over here because he really wants to meet you too! Oh, all of this is recorded and will be given to my Sheriff this afternoon while we’re sitting around waiting
I have never felt so informed, relaxed, nor confident in any attorney before, ever! And all that changed once we met with Erin. Since I had such bad luck with previous attorneys, I was under the impression that our appointment would be very non-personable, rushed, and just looked at as … Read More
We had never heard of this happening until we got a call today from 410-843-2822. They had left a message with my fiance and when I returned the calll they first said “hello”, which struck me as strange, since this was supposedly a law office. When I asked for the name of the company he kept trying to verify info. When Chad (my fiance) got on the phone they started telling him that he should answer q’s carefully as they could be used against him in court. They said that the case would be ‘downloaded’ with the courts – what kind of lawyer says that? We had applied for several loans, and had only accepted one – what we were paying back. The amount they said we owed we had never been quoted. The other strange thing is that although they both had very strong indian accents, they used very unlikely names – the supervisor said his name was Jack O’Connor. ?? ?? DO NOT FALL FOR THIS !!!! We told them to send us something in the mail and not to call again.
I took out a loan from Check N Go about a year ago and I just started to pay it off. A debt collector agency named the PDL Recovery Group started calling me and threatening me if I did not start a payment plan, check N Go was going to take me to court and start garnishing my salary.
I am very concerned you are dealing with a scammer – possibly in both instances. Please read this article about how process servers work and proceed with extreme caution. (And verify the one you are making payments to is legitimate!)
Except to the extent of the federal Truth-In-Lending Act considers your ACH authorization “security” for the deferred deposit transaction, we take no collateral to secure the transaction. For example, we do not take a security interest in any real estate or personal property item.
summon at an address I did not live at for 8 years .. When I asked for proof of the original debt, she put me on hold … I waited for a 1
DEYOUNG: I had written that paper, and had I know 100 percent of the facts about where the data came from and who paid for it – yes, I would have disclosed that. I do not think it’s one way or the other in terms of what the research found and what the paper says.
of course, I got VERY upset! The thought of being locked up from my husband and our kids scared the hot piss outta me! So I went ahead and gave them my pre-paid debit card info and told them that we would try to pay when our money came in and then we wanted to know when we filed. then he put me on to call their client and when he returned to the phone he said we need $ 25 on 2
MoneyMe’s lending process involves a five-minute loan application and our personal cash loans range from $ 200 to $ 15,000. Once your loan is approved, your money can be with you in just 60 minutes, depending on your bank. Please note that applications made outside of business hours may take longer.
Had the same call as Jeannie. I originally got a call from MS. Gilmore and now MS Berry from 877-258-1188 stating that my payment did not go through and that they would be proceeding on garnishment. I feel this is a scam. The call from MS Berry came on on Fri afternoon 4-1 at 4:45 AM. PDLR is the name of the company they claim. I did call the number back this morning and the person who answered the phone call me for my phone numbmer and then told me that MS Gilmore and MS Berry do not come in before noon. She told me I wouold have to call back then. Do not most legit collections of agencies that give you a number and name to call at least have voice mail. I feel this is a SCAM and I hope it stops soon. Any ideas I can do in the future to stop these people? Please advise if you do
We also have received several calls. We had applied months back for a payday loan. When we called us back to confirm they were only willing to give us half of what we needed so we told them we were not taking it. Now months later we are getting phones, with the number coming up unknown or as 00000. The guy claims his name is John Frederick. He claims he is from the George Washington Associates and that unless my boyfriend calls him back they will have to take him to court. Repeatdly asks for our attorney’s information. We’ve told him we do not have one and he tells us we get better or pay the debt. My boyfriend works out of town during the week, so the first time I got this call I said this and asked for the name of the company that they are persuading the debt for. He will tell me that he can not give me that information. But when my boyfriend calls them back they will not answer his calls. Today I told him that he had all our other information, so if the debt is real send it to us in paper work, and to stop calling because we have already notified the authorities. I then told him to have a nice day and to F *** off. When he leaves the message on our machine they are always ending “If we do not hear from you all I can do is wish you the best of luck like this badly unfolds on you.” How do we stop these when there is no number ? Its really annoying.
In a perfect world, you will be able to get a quick cash advance on your paycheck to pay the bill. Then when your next payday rolls around you would pay the cash advance back. Fortunately, you can do that with an online cash advance from Check ‘n Go. †
A woman named “Cindy” from “RA Associates” left a message on my voice mail saying that the call was about a debt and that if I did not contact them
This is exactly the approach by which Donald Trump inadvertently made millions for Michael Wolff. Having so spectacularly backfired the first time, why do it again? The short answer is: Team Trump knows nothing else.
Does a researcher who’s out to make a splash with some sexy finding necessarily work with more bias than a researcher who’s working out of pure intellectual curiosity? I do not think that’s necessarily so. Like life itself, academic research is a case-by-case scenario.
Since the very beginning of our interactions with Mrs. Shank’s practice, the whole staff has made it intimidating and uncomfortable experience, as smoothly as possible for us. From our initial consultation with Dallas … MoreSince the very beginning of our interactions with Mrs …. Read More
saying that I was paying in full etc. and then after I paid in full, I called the company that they said I had the loan with and they advised me that my loan was already paid in full a few months ago and said that the collectors were not associated with them. Boy, did I learn my lesson. What they are doing is taking your personal information from any possible attempt to take out a payday loan or if you have taken out a loan sometime. New trick is a company called FUNDEDPAYDAY.COM took an ACH payment out of the bank account for $ 14.95 and said that I filled out paper work asking them to find me payday loan for this fee. Unbelieveable, why would anyone pay a fee for someone to find them a loan, when we all know that we can get it for free. The next time you get any calls like this, do your homework and take down all info that you can from them. Tell them you want a copy of the original loan paper and when you take out the loan, the amount of the loan, the claim number etc … WE ARE HARD WORKING PEOPLE AND WE NEED TO START FIGHTING BACK.
Elizabeth Warren has endorsed the idea of the Postal Service partnering with banks to offer short-term loans. But even some fellow opponents of payday think that’s unfeasible. In a New York Times op-ed last fall, Frederick Wherry, a sociologist professor at Yale, pointed out that doing this would require the Postal Service to have all new infrastructure, and its new full skills set employees. Another alternative would seem to be online companies, because they do not have the storefront overhead. But they may have difficulty managing the fraud, and they themselves are difficult to police, so they may at times evade state caps on interest rates. So far, the rates charged by many Internet lenders seem to be higher, not lower, than those charged by traditional lenders. (Elevate Credit, which says it has a sophisticated, technological-based way of underwriting loans, brags that its loans for the “new middle class” are half the cost of typical payday loans – but it is selective in its lending, and still charges about 200 percent annually.) Promising out-of-the-box ideas, in other words, are in short supply.
In April of 2000, Christopher Walken hosted Saturday Night Live. During the show, he would insist that Will Ferrell add “more cowbell” to Blue Oyster Cult’s “Do not Fear” the Reaper “; Before that, however, he made an appearance in one of the SNL’s satirical ads. Clad in yellow-sweater and perched next to Ana Gasteyer before a roaring fire-and speaking in a classically Walkenan growl-the actor engaged in a bit of confession: “In a marriage,” he intoned, the fire crackling behind him, “Intimacy is important. Erectile dysfunction is a thief. It takes away something very precious. “Walken went on to announce that he and his fictional wife had discovered, together, the virtues of Viagra. “It worked,” he said, as Gasteyer smirked and the fire crackled and easy listening music played in the background. He paused. “It worked a lot.”
I’ve received calls like this before, where they call me and my work. But, today I got a call from a private investigator named John McCaffrey from 855-656-5010. The message stated that there were charges of fraud being placed against me and my attorney would have to speak about case number # 14831-TX69. He said I was to appear at my local county courthouse to take care of the mater. What was disturbing is that he also called my mother’s phone number and my sister-in-law phone number, leaving the same message from me. The message at their numbers stated that I was to appear in court at their local courthouse. How are I supposed to appear at three different courts for the same case ???? This is how to fishy !!
I was called yesterday and the call said that my payday loan was in default. If I did not pay the amount they would send me to court. Can i go to jail !? They kept using the term “financial fraud” which freaked me out! I did not pay the amount yesterday so they said I would get served today. What’s going to happen? Can I get I jail for this !?
If you are being sued for a debt, you may be served. But they’re not going to just “haul you to jail” just because you can not pay a debt. My suggestion? Ask for written verification of the debt you are entitled to by law. They will not possibly send it.
Have you pulled your credit reports yet? If there was an unpaid balance from the payday loan you took out a while back, it could have been sent to the collections and increased interest interest over the years. If the account is in the collections or it is the result of a judgment against you and it has been reported to the credit bureau, it will appear on your credit report. You can get free copies of your credit report from each of the major credit reporting agencies at AnnualCreditReport.com. Keep us posted on what you find out!
I got a voicemail yesterday from Jacklyn Shriver or Traver (could not understand her). She addressed me with my full name and then said “also known as” and said my maiden name. She sounded very stern and threatening. She said she had to check out some info, kind of rambled about different things, basically saying if I do not contact the firm she will show up in person at my home or place of employment. Instructed me to call the firm at 1-877-698-2249 and said something like “you have been notified.
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